International Cost of Living Calculators

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US Virgin Islands, All Areas

US Virgin Islands, All Areas

Cost of living in the US Virgin Islands, prices and what it is like to live for an Expat, quality of life / hardship, and compare cost of living for Expatriates as at July 2023.

What is it like to live in the US Virgin Islands?

Climate: The climate is tropical maritime with little seasonal temperature variation. Trade winds keep the islands relatively cool and dry.

Language: The official language is English. Spanish, Creole and French are also spoken.

Religion: Christianity.

Economy: The economy of the Virgin Islands is mainly based on tourism but also has a manufacturing sector consisting of petroleum refining, textiles, electronics, rum distilling, pharmaceuticals, and watch assembly and international business and financial services that while small are a growing component of the economy.

Inflation: 3.2% for the US Virgin Islands as at July 2023.

Money: The currency of US Virgin Islands is the US Dollar (USD).

Tax: In US Virgin Islands is based on the current personal income tax rates for the USA using the Single Federal income tax marginal rates for individuals which are progressive up to 37%.

Population: 106,400 (2022 est.)

Expat Life: Dress is informal on most occasions. Expatriate dress code is generally smart casual. The safety risk for expatriates in US Virgin Islands is low. Risks include low levels of petty and opportunistic crime, with some violent crime. St Thomas and St Croix have the highest crime rates, and St John has the lowest.

Health Care: Health care facilities are adequate for basic treatment. Serious or complex health care treatment may require evacuation which can be expensive.

Cost Of Living

What is the cost of living in US Virgin Islands?

The cost of living for expatriates in US Virgin Islands as at July 2023 is very high in comparison to other places in the world, with an overall Cost of Living Index (COLI), for all 13 basket groups, of 89.79 (New York =100). We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in US Virgin Islands is as follows:

1) Alcohol and/or Tobacco: Cost is high for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1,000 in New York costs USD$850. Average price in a store for a midrange bottle of wine is USD$19.50, domestic/local beer (500ml) USD$5.85, imported/international beer (330ml) USD$5.02 and a pack of 20 cigarettes is USD$5.20.

2) Clothing: Cost is average for items such as business, casual and children's clothing and footwear. A basket costing USD$1,000 in New York costs USD$870. Average price for an international brand of mens jeans is USD$67, a quality international brand of running shoes USD$101, mens leather shoes suitable for office wear USD$93 while a medium size international summer dress from a global chain store is USD$54.

3) Communication: Cost is high for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$206. Average price for a monthly standard plan internet subscription is USD$96, while the benchmark mobile tariff is USD$15.00 per minute.

4) Education: Cost is average for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30,000 in New York costs USD$26700. Average annual private international school fee (excluding extras) USD$17,346 for Primary School, and USD$19,303 for High School.

5) Furniture & Appliances: Cost is very high for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2,500 in New York costs USD$2850. Average price for a 6kg front loader Washing Machine is USD$817, and USD$701 for a 46+'' LED UHD TV.

6) Groceries: Cost is very high for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1,000 in New York costs USD$1070. Average grocery prices in a major international retail store for 1 kg apples is USD$4.56, 1 kg oranges USD$2.65, 1 head lettuce USD$5.07, 1 kg potatos USD$2.70, 1 kg boneless, skinless, chicken breast USD$8.02, 1 kg cheddar cheese USD$8.49, 1 dozen large eggs USD$6.73, 500g loaf white bread USD$6.07, 1 L full cream milk USD$9.41, and 1.5 L water USD$3.22.

7) Healthcare: Cost is very high for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1,000 in New York costs USD$1060. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$86, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$2,629.

8) Household Accommodation: Cost is high for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5,000 in New York costs USD$3000. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$5,211 in a central location, and USD$3,822 in a suburban location, per month, excluding utilities.

9) Miscellaneous: Cost is average for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$365. Average price for dry cleaning (1 mens 2 pc suit) is USD$7.10, while an international newspaper is USD$2.18.

10) Personal Care: Cost is high for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$415. Average cost for a mens haircut and blow dry is USD$33, while a womens hair colour, cut and blow dry - medium length is USD$166.

11) Recreation & Culture: Cost is very high for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$425. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$11.70, and an international fitness, recreation or sports club membership cost for one adult is USD$132 per month.

12) Restaurants Meals Out and Hotels: Cost is very high for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1,000 in New York costs USD$830. Average cappuccino price (regular, medium) is USD$7.20, coke/pepsi (330ml) USD$3.37, burger meal (international franchise or similar) USD$11.70, and a mid-range international restaurant meal for 2 USD$130.00.

13) Transport: Cost is very high for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1,000 in New York costs USD$1180. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$4.42, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$37,000.

How does the cost of living in US Virgin Islands compare?

US Virgin Islands is 34.1% more expensive than USA for groceries, 2.4% more expensive for household costs than UK, and 129.2% more expensive for transport costs than India.

What is the quality of life / hardship in US Virgin Islands?

US Virgin Islands is ranked as a some hardship location.The hardship premium for US Virgin Islands for an expat from Australia, is for example 10%, i.e. host location (the US Virgin Islands) premium of 20% minus home (Australia) location premium of 10%.

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