Togo, Lome

Overview

Togo, Lome Lome is the capital and largest city of Togo. Lome is the country's administrative and industrial centre and its chief port. The city exports coffee, cocoa, copra, and palm kernels. It also has an oil refinery.

Togo is in Western Africa, bordering the Bight of Benin, between Benin and Ghana. The climate is tropical, hot and humid in the south and semi arid in the north.

The official language is French. French is used in business. English is not widely spoken or understood. The main religions are Indigenous beliefs, Christianity and Islam.

Subsistence agriculture is the main economic activity in Togo; the majority of the population depends on subsistence agriculture. Phosphates are Togo's most important commodity, and the country has an estimated 60 million metric tons of phosphate reserves.

Togo is socially relatively conservative, but at the same time it is also relatively relaxed. Expatriate business dress is casual for some smaller meetings, but suits at formal business meetings.

The security risk for expatriates in Togo is medium. Risks include protests, general crime, and unscheduled closures of the borders with Ghana and Benin.

The currency of Togo is the CFA Franc BCEAO (XOF). Togo is a cash based economy. Credit cards are not widely accepted. There are limited ATMs at major banks in Lome.

Medical facilities are poor. Serious or complex medical treatment may require evacuation which can be expensive. Cholera, TB, meningitis and malaria are common.

The population of Lome is 1.5 Million (2019 est.), while the inflation rate (CPI) is 0.4% for Togo as at September 2019.

Xpatulator Hypothetical Tax for Togo is based on the current personal income tax rates which are progressive up to 35%.

Cost Of Living

The cost of living for expatriates / professional migrants in Lome as at 1 November 2019 is very low in comparison to other places in the world.

We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Lome is as follows:
1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$680. Average price in a store for a midrange bottle of wine is USD$8.04, domestic/local beer (500ml) USD$0.73, imported/international beer (330ml) USD$1.61 and a pack of 20 cigarettes is USD$1.69.
2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$450. Average price for an international brand of mens jeans is USD$35, a quality international brand of running shoes USD$21, mens leather shoes suitable for office wear USD$27 while a medium size international summer dress from a global chain store is USD$27.
3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$214. Average price for a monthly standard plan internet subscription is USD$58, while the benchmark mobile tariff is USD$0.14 per minute.
4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$20100. Average annual private international school fee (excluding extras) USD$13,109 for Primary School, and USD$14,588 for High School.
5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$2750. Average price for a 6kg front loader Washing Machine is USD$803, and USD$689 for a 46+'' LED UHD TV.
6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$850. Average grocery prices in a major international retail store for 1 kg apples is USD$2.54, 1 kg oranges USD$1.19, 1 head lettuce USD$0.45, 1 kg potatos USD$1.52, 1 kg boneless, skinless, chicken breast USD$8.65, 1 kg cheddar cheese USD$8.81, 1 dozen large eggs USD$1.75, 500g loaf white bread USD$0.51, 1 L full cream milk USD$1.75, and 1.5 L water USD$0.85.
7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$590. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$48, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,468.
8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$1400. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,160 in a central location, and USD$602 in a suburban location, per month, excluding utilities.
9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$255. Average price for dry cleaning (1 mens 2 pc suit) is USD$5.00, while an international newspaper is USD$1.54.
10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$245. Average cost for a mens haircut and blow dry is USD$20, while a womens hair colour, cut and blow dry - medium length is USD$98.
11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$300. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$4.23, and an international fitness, recreation or sports club membership cost for one adult is USD$30 per month.
12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$510. Average cappuccino price (regular, medium) is USD$3.39, coke/pepsi (330ml) USD$0.68, burger meal (international franchise or similar) USD$4.23, and a mid-range international restaurant meal for 2 USD$12.70.
13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$710. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.03, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$21,600.

Lome is 32.4% more expensive than Houston TX for groceries, -33.9% cheaper for household costs than Kuala Lumpur, and 19.9% more expensive for transport costs than Dubai.

Lome is ranked as a extreme hardship location.

The hardship premium for Lome for an expat from Perth, is for example 30%, i.e. host location (Lome) premium of 40% minus home (Perth) location premium of 10%.

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The cost of living for expatriates / professional migrants in Lome as at 1 November 2019 is very low in comparison to other places in the world.

Lome is ranked as a extreme hardship location.