Togo is in Western Africa, bordering the Bight of Benin, between Benin and Ghana. The climate is tropical, hot and humid in the south and semi arid in the north. The official language is French. French is used in business. English is not widely spoken or understood. The main religions are Indigenous beliefs, Christianity and Islam. Subsistence agriculture is the main economic activity in Togo; the majority of the population depends on subsistence agriculture. Phosphates are Togo's most important commodity, and the country has an estimated 60 million metric tons of phosphate reserves. Togo is socially relatively conservative, but at the same time it is also relatively relaxed. Expatriate business dress is casual for some smaller meetings, but suits at formal business meetings. The security risk for expatriates in Togo is medium. Risks include protests, general crime, and unscheduled closures of the borders with Ghana and Benin. The currency of Togo is the CFA Franc BCEAO (XOF). Togo is a cash based economy. Credit cards are not widely accepted. There are limited ATMs at major banks in Lome. Medical facilities are poor. Serious or complex medical treatment may require evacuation which can be expensive. Cholera, TB, meningitis and malaria are common. The population of Togo is 8 Million (2019 est.), while the inflation rate (CPI) is -0.3% for Togo as at April 2019. Xpatulator Hypothetical Tax for Togo is based on the current personal income tax rates which are progressive up to 35%.
Cost Of Living
The cost of living for expatriates / professional migrants in In Togo, the cost of each basket, based on local prices, compared to the international average, is categorized follows (Exact cost of living percentages only available in personalised reports): Togo as at 1 July 2019 is very low in comparison to other places in the world. 1) Alcohol (where available) & Tobacco: Very Low 2) Clothing: Very Low 3) Communication: Very High 4) Education: Low 5) Furniture & Appliances: High 6) Groceries: Low 7) Healthcare: Very Low 8) Household Accommodation: Very Low 9) Miscellaneous: Very Low 10) Personal Care: Very Low 11) Recreation & Culture: Low 12) Restaurants Meals Out and Hotels: Low 13) Transport: Very Low Togo is for example -21% cheaper than USA for groceries, -63.7% cheaper for household costs than UK, and 35.7% more expensive for transport costs than India. The hardship premium for Togo for an expat from Australia, is for example 30%, i.e. host location (Togo) premium of 40% minus home (Australia) location premium of 10%. Togo is ranked as a extreme hardship location. Want to know more about cost of living, hardship (quality of living) or expat salary in Togo? Register subscribe to your home location and Togo and run your personalised reports.