Swaziland (officially the Kingdom of Eswatini) is in Southern Africa, between Mozambique and South Africa. The climate varies from tropical to near temperate. The official languages are SiSwati and English. Although SiSwati is the mother tongue, English is widely spoken. The main religions are Christianity and indigenous beliefs. The economy of Swaziland is fairly diversified, with agriculture, forestry and mining accounting for about 13% of GDP, manufacturing (textiles and sugar-related processing) representing 37% of GDP. The majority of the population – about 75%—is employed in subsistence agriculture. The Kingdom of Eswatini is one of the last absolute monarchies in the world. Expatriate business dress is relatively conservative, but can be more relaxed in hot weather. Men generally wear a suit and tie, while women wear two-piece suits or equivalent. The security risk for expatriates in Swaziland is medium. Risks include general crime and poor infrastructure. The currency of the Kingdom of Eswatini is the Swaziland Lilangeni (SZL). South African notes (but not coins) are also legal tender. Most major credit cards are accepted. ATMs are available. Medical facilities are basic comparable to those of Western Europe and North America, especially in rural areas. Serious or complex medical treatment may require evacuation which can be expensive. There is a high prevalence of HIV. The population of Swaziland is 1.3 Million (2019 est.), while the inflation rate (CPI) is 2% for Swaziland as at August 2019. Xpatulator Hypothetical Tax for Swaziland is based on the current personal income tax rates which are progressive up to 33%.
Cost Of Living
The cost of living for expatriates / professional migrants in We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Swaziland is as follows: Swaziland as at 1 November 2019 is very low in comparison to other places in the world. 1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$480. Average price in a store for a midrange bottle of wine is USD$4.95, domestic/local beer (500ml) USD$1.21, imported/international beer (330ml) USD$1.51 and a pack of 20 cigarettes is USD$1.92. 2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$530. Average price for an international brand of mens jeans is USD$52, a quality international brand of running shoes USD$56, mens leather shoes suitable for office wear USD$84 while a medium size international summer dress from a global chain store is USD$29. 3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$202. Average price for a monthly standard plan internet subscription is USD$55, while the benchmark mobile tariff is USD$0.10 per minute. 4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$19200. Average annual private international school fee (excluding extras) USD$12,462 for Primary School, and USD$13,868 for High School. 5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1400. Average price for a 6kg front loader Washing Machine is USD$594, and USD$510 for a 46+'' LED UHD TV. 6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$470. Average grocery prices in a major international retail store for 1 kg apples is USD$1.30, 1 kg oranges USD$1.09, 1 head lettuce USD$0.71, 1 kg potatos USD$0.92, 1 kg boneless, skinless, chicken breast USD$3.76, 1 kg cheddar cheese USD$7.45, 1 dozen large eggs USD$1.53, 500g loaf white bread USD$0.65, 1 L full cream milk USD$1.16, and 1.5 L water USD$1.23. 7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$490. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$40, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,220. 8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$1550. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,405 in a central location, and USD$816 in a suburban location, per month, excluding utilities. 9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$315. Average price for dry cleaning (1 mens 2 pc suit) is USD$6.14, while an international newspaper is USD$1.89. 10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$265. Average cost for a mens haircut and blow dry is USD$21, while a womens hair colour, cut and blow dry - medium length is USD$105. 11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$300. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$2.87, and an international fitness, recreation or sports club membership cost for one adult is USD$35 per month. 12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$350. Average cappuccino price (regular, medium) is USD$1.37, coke/pepsi (330ml) USD$0.77, burger meal (international franchise or similar) USD$5.47, and a mid-range international restaurant meal for 2 USD$18.79. 13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$570. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$0.87, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$17,420. Swaziland is -37.2% cheaper than USA for groceries, -42% cheaper for household costs than UK, and 43.1% more expensive for transport costs than India. The hardship premium for Swaziland for an expat from Australia, is for example 20%, i.e. host location (Swaziland) premium of 30% minus home (Australia) location premium of 10%. Swaziland is ranked as a high degree of hardship location. Want to know more about cost of living, hardship (quality of living) or expat salary in Swaziland? Register subscribe to your home location and Swaziland and run your personalised reports.