International cost of living and hardship / quality of living data for 780 global locations.
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Rwanda is in Central Africa, east of Democratic Republic of the Congo.
The climate is temperate with two rainy seasons, but mild in the mountains with frost and snow possible.
The official languages are Kinyarwanda, English and French. English is the main international language in business circles. Taxi drivers, restaurant waiters and some hotel employees may be more comfortable in French rather than English. Younger Rwandans are somewhat more likely to speak English than their elders. Kiswahili is often used in commercial centres and by members of the military.
The main religions are Christianity and indigenous beliefs.
The economy of Rwanda is primarily rural with about 90% of the population engaged in agriculture with few natural resources and minimal industry. Primary exports are coffee and tea.
Expatriate dress code in Rwanda is typically relatively casual. Expatriates seldom wear ties in Kigali, but on formal occasions a lightweight suit may be worn. The safety risk for expatriates in Rwanda is low, but medium on the borders with Burundi and the Congo (DRC). Risks include traffic accidents and street crime. Additional risks in the border areas, includes violence by militia and grenade attacks in public places.
The currency of Rwanda is the Rwandan Franc (RWF). ATMs are available in Kigali, but not all international cards are accepted. Credit cards are not widely accepted.
Health care facilities are limited. Serious or complex health care treatment may require evacuation which can be expensive. Malaria is present.
The population is 11.3 Million (2019 est.), and the inflation rate (CPI) is 11.8% for Rwanda as at November 2019.
The Xpatulator Hypothetical Tax for Rwanda is based on the current personal income tax rates which are progressive up to 30%.
Within Rwanda we also cover Kigali.
The cost of living for expatriates in Rwanda as at January 2020 is low in comparison to other places in the world. We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Rwanda is as follows:1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$510. Average price in a store for a midrange bottle of wine is USD$15.44, domestic/local beer (500ml) USD$1.31, imported/international beer (330ml) USD$1.50 and a pack of 20 cigarettes is USD$2.11.2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$320. Average price for an international brand of mens jeans is USD$18, a quality international brand of running shoes USD$28, mens leather shoes suitable for office wear USD$42 while a medium size international summer dress from a global chain store is USD$18.3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$194. Average price for a monthly standard plan internet subscription is USD$27, while the benchmark mobile tariff is USD$0.09 per minute.4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$16200. Average annual private international school fee (excluding extras) USD$10,530 for Primary School, and USD$11,718 for High School.5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1525. Average price for a 6kg front loader Washing Machine is USD$613, and USD$526 for a 46+'' LED UHD TV.6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$440. Average grocery prices in a major international retail store for 1 kg apples is USD$5.89, 1 kg oranges USD$1.50, 1 head lettuce USD$1.40, 1 kg potatos USD$0.46, 1 kg boneless, skinless, chicken breast USD$6.32, 1 kg cheddar cheese USD$4.91, 1 dozen large eggs USD$1.69, 500g loaf white bread USD$1.86, 1 L full cream milk USD$1.14, and 1.5 L water USD$0.87.7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$530. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$43, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,322.8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$2550. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$2,826 in a central location, and USD$1,519 in a suburban location, per month, excluding utilities.9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$505. Average price for dry cleaning (1 mens 2 pc suit) is USD$9.88, while an international newspaper is USD$3.04.10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$295. Average cost for a mens haircut and blow dry is USD$24, while a womens hair colour, cut and blow dry - medium length is USD$118.11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$235. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$7.02, and an international fitness, recreation or sports club membership cost for one adult is USD$41 per month.12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$550. Average cappuccino price (regular, medium) is USD$2.89, coke/pepsi (330ml) USD$0.87, burger meal (international franchise or similar) USD$9.13, and a mid-range international restaurant meal for 2 USD$43.51.13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$760. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.15, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$17,276.
Rwanda is -40.5% cheaper than USA for groceries, -6.6% cheaper for household costs than UK, and 94.6% more expensive for transport costs than India.
Rwanda is ranked as an extreme hardship location.The hardship premium for Rwanda for an expat from Australia, is for example 30%, i.e. host location (Rwanda) premium of 40% minus home (Australia) location premium of 10%.