International cost of living and hardship / quality of living data for 780 global locations.
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Poland is in Central Europe, east of Germany.
The climate is temperate with cold, cloudy, moderately severe winters with frequent precipitation and mild summers with frequent showers and thundershowers.
The official language is Polish. It is a Slavonic language, learning a few basic words of Polish will be appreciated. Many Poles speak German and some also speak a little French. English is becoming increasingly common, particularly among the younger generation. Most shops, restaurants and hotels in Warsaw have English-speaking staff.
The main religion is Christianity.
The economy of Poland is considered to be one of the healthiest economies of the post-communist countries, and is currently the fastest growing country within the EU.
Expatriate dress code is generally conservative and formal, in the form of a suit and tie for men, and a dress or a suit for women. The safety risk for expatriates in Poland is low. Risks include low levels of petty crime such as pickpocketing and bag-snatching, and harassment of visibly minority groups.
The currency of Poland is the Polish Zloty (PLN). Banking is on par with that of Western Europe and North America.
Health care facilities are good and private health care facilities are comparatively inexpensive. Tick-borne encephalitis is common.
The population is 38.4 Million (2019 est.), and the inflation rate (CPI) is 2.6% for Poland as at November 2019.
The Xpatulator Hypothetical Tax for Poland is based on the current personal income tax rates which are progressive up to 32%.
Within Poland we also cover Krakow, Lodz, and Warsaw.
The cost of living for expatriates in Poland as at January 2020 is very low in comparison to other places in the world. We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Poland is as follows:1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$480. Average price in a store for a midrange bottle of wine is USD$6.67, domestic/local beer (500ml) USD$1.00, imported/international beer (330ml) USD$1.43 and a pack of 20 cigarettes is USD$5.34.2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$790. Average price for an international brand of mens jeans is USD$66, a quality international brand of running shoes USD$71, mens leather shoes suitable for office wear USD$79 while a medium size international summer dress from a global chain store is USD$33.3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$130. Average price for a monthly standard plan internet subscription is USD$13, while the benchmark mobile tariff is USD$0.06 per minute.4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$20400. Average annual private international school fee (excluding extras) USD$13,184 for Primary School, and USD$14,671 for High School.5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$925. Average price for a 6kg front loader Washing Machine is USD$524, and USD$450 for a 46+'' LED UHD TV.6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$450. Average grocery prices in a major international retail store for 1 kg apples is USD$0.98, 1 kg oranges USD$1.56, 1 head lettuce USD$1.00, 1 kg potatos USD$0.70, 1 kg boneless, skinless, chicken breast USD$5.37, 1 kg cheddar cheese USD$7.75, 1 dozen large eggs USD$2.52, 500g loaf white bread USD$0.96, 1 L full cream milk USD$0.81, and 1.5 L water USD$0.61.7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$450. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$36, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,110.8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$1200. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,571 in a central location, and USD$1,008 in a suburban location, per month, excluding utilities.9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$385. Average price for dry cleaning (1 mens 2 pc suit) is USD$7.48, while an international newspaper is USD$2.30.10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$275. Average cost for a mens haircut and blow dry is USD$22, while a womens hair colour, cut and blow dry - medium length is USD$110.11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$275. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$8.35, and an international fitness, recreation or sports club membership cost for one adult is USD$34 per month.12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$430. Average cappuccino price (regular, medium) is USD$2.77, coke/pepsi (330ml) USD$1.30, burger meal (international franchise or similar) USD$6.10, and a mid-range international restaurant meal for 2 USD$33.37.13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$760. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.30, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$19,254.
Poland is -40.3% cheaper than USA for groceries, -56.6% cheaper for household costs than UK, and 93.5% more expensive for transport costs than India.
Poland is ranked as a some hardship location.The hardship premium for Poland for an expat from Australia, is for example 10%, i.e. host location (Poland) premium of 20% minus home (Australia) location premium of 10%.