International Cost of Living Calculators

2020 International cost of living and hardship / quality of living data for 780 global locations.

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Philippines, All Areas

Philippines, All Areas

Cost of living in the Philippines, prices and what it is like to live for an Expat, quality of life / hardship, and compare cost of living for Expatriates as at October 2020.

What is it like to live in the Philippines?

Climate: The climate is tropical marine monsoon.

Language: The official languages are Filipino and English. The local language is Tagalog, and there are also several regional dialects. Many Filipinos particularly in business circles are at least partly educated in and speak excellent, though heavily accented, English.

Religion: Christianity.

Economy: The economy of the Philippines is a mixed economic system, and one of the newly industrialized emerging market economies of the world. Important sectors of the Philippine economy include agriculture and industry, particularly food processing, textiles and garments, and electronics and automobile parts.

Inflation: 2.3% for Philippines as at September 2020.

Money: The currency of Philippines is the Philippine Peso (PHP). Some ATMs accept international cards. Shops and restaurants in towns and cities usually accept major credit cards.

Tax: In Philippines is based on the current personal income tax rates which are progressive up to 35%.

Population: 109.4 Million (2020 est.)

Expat Life: Expatriate dress code is generally formal in the form of suits – a trouser suit is acceptable for women. The safety risk for expatriates in the Philippines is medium overall, but high in areas of insurgency, such as Mindanao and the Sulu Archipelago. Risks include general crime, insurgent and associated criminal activity, kidnapping and banditry. Other risks include earthquakes, volcanic activity, typhoons, tropical storms, and flooding.

Health Care: Health care facilities vary but is generally below international standards and is limited in remote rural areas. Treatment can be very expensive. Zika virus has been reported. The Coronavirus COVID-19 total reported cases for Philippines as at 22 October 2020 is 363,888, with 6,783 deaths. The rate of deaths per 1 million population is 62.

the Philippines covers all areas within the country other than Manila.

Cost Of Living

What is the cost of living in Philippines?

The cost of living for expatriates in Philippines as at October 2020 is low in comparison to other places in the world, with an overall Cost of Living Index (COLI), for all 13 basket groups, of 60.9 (New York =100). We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Philippines is as follows:

1) Alcohol and/or Tobacco: Cost is low for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1,000 in New York costs USD$680. Average price in a store for a midrange bottle of wine is USD$9.07, domestic/local beer (500ml) USD$1.31, imported/international beer (330ml) USD$2.25 and a pack of 20 cigarettes is USD$2.59.

2) Clothing: Cost is average for items such as business, casual and children's clothing and footwear. A basket costing USD$1,000 in New York costs USD$820. Average price for an international brand of mens jeans is USD$42, a quality international brand of running shoes USD$78, mens leather shoes suitable for office wear USD$69 while a medium size international summer dress from a global chain store is USD$27.

3) Communication: Cost is average for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$208. Average price for a monthly standard plan internet subscription is USD$47, while the benchmark mobile tariff is USD$0.15 per minute.

4) Education: Cost is low for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30,000 in New York costs USD$16200. Average annual private international school fee (excluding extras) USD$10,586 for Primary School, and USD$11,781 for High School.

5) Furniture & Appliances: Cost is high for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2,500 in New York costs USD$2725. Average price for a 6kg front loader Washing Machine is USD$796, and USD$684 for a 46+'' LED UHD TV.

6) Groceries: Cost is average for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1,000 in New York costs USD$740. Average grocery prices in a major international retail store for 1 kg apples is USD$3.26, 1 kg oranges USD$2.96, 1 head lettuce USD$1.83, 1 kg potatos USD$2.18, 1 kg boneless, skinless, chicken breast USD$4.98, 1 kg cheddar cheese USD$7.29, 1 dozen large eggs USD$2.24, 500g loaf white bread USD$1.51, 1 L full cream milk USD$2.20, and 1.5 L water USD$1.00.

7) Healthcare: Cost is average for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1,000 in New York costs USD$620. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$50, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,544.

8) Household Accommodation: Cost is average for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5,000 in New York costs USD$2000. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,608 in a central location, and USD$987 in a suburban location, per month, excluding utilities.

9) Miscellaneous: Cost is average for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$340. Average price for dry cleaning (1 mens 2 pc suit) is USD$6.60, while an international newspaper is USD$2.03.

10) Personal Care: Cost is low for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$205. Average cost for a mens haircut and blow dry is USD$16, while a womens hair colour, cut and blow dry - medium length is USD$82.

11) Recreation & Culture: Cost is average for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$330. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$6.73, and an international fitness, recreation or sports club membership cost for one adult is USD$51 per month.

12) Restaurants Meals Out and Hotels: Cost is low for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1,000 in New York costs USD$390. Average cappuccino price (regular, medium) is USD$2.93, coke/pepsi (330ml) USD$0.81, burger meal (international franchise or similar) USD$3.89, and a mid-range international restaurant meal for 2 USD$21.89.

13) Transport: Cost is low for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1,000 in New York costs USD$660. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.03, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$26,907.

How does the cost of living in Philippines compare?

Philippines is -9.9% cheaper than USA for groceries, -38.4% cheaper for household costs than UK, and 38.6% more expensive for transport costs than India.

What is the quality of life / hardship in Philippines?

Philippines is ranked as an extreme hardship location.The hardship premium for Philippines for an expat from Australia, is for example 30%, i.e. host location (the Philippines) premium of 40% minus home (Australia) location premium of 10%.

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