International cost of living and hardship / quality of living data for 780 global locations.
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Pakistan is in Southern Asia, bordering the Arabian Sea, between India on the east and Iran and Afghanistan on the west and China in the north.
The climate is mostly hot and dry desert, temperate in the northwest, and arctic in the north.
The official language is Urdu. English is also widely spoken in business and government circles and by many staff at hotels, airports and railway stations.
The main religion is Islam.
The economy of Pakistan is a semi-industrialized economy, which mainly encompasses textiles, chemicals, food processing, agriculture and other industries. The structure of the Pakistani economy has changed from a mainly agricultural base to a strong service base. Agriculture now only accounts for roughly 20% of the GDP, while the service sector accounts for 53% of the GDP.
Pakistan is a very conservative Islamic country and local Islamic sensibilities should be respected. Expatriate dress code is conservative and respectful of Muslim cultural sensitivities. Expatriate dress code is typically a suit for men, conservative clothing covering the arms and legs for women. The safety risk for expatriates in Pakistan is extremely high. Risks include terrorism (targeting expatriates), militant attacks against government and safety force targets, fighting between tribal militias, crime, banditry, sporadic bomb attacks and rioting.
The currency of Pakistan is the Pakistan Rupee (PKR).
Health care facilities are generally below international standards. Dengue fever is common.
The population is 212.7 Million (2019 est.), and the inflation rate (CPI) is 12.3% for Pakistan as at November 2019.
The Xpatulator Hypothetical Tax for Pakistan is based on the current personal income tax rates, where income of the individual from salary exceeds 75% of taxable income, which are progressive up to 35%.
Within Pakistan we also cover Islamabad, Karachi, and Lahore.
The cost of living for expatriates in Pakistan as at January 2020 is very low in comparison to other places in the world. We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Pakistan is as follows:1) Alcohol and/or Tobacco: for tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$600. 2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$380. Average price for an international brand of mens jeans is USD$16, a quality international brand of running shoes USD$38, mens leather shoes suitable for office wear USD$30 while a medium size international summer dress from a global chain store is USD$23.3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$66. Average price for a monthly standard plan internet subscription is USD$18, while the benchmark mobile tariff is USD$0.01 per minute.4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$12900. Average annual private international school fee (excluding extras) USD$8,465 for Primary School, and USD$9,420 for High School.5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1275. Average price for a 6kg front loader Washing Machine is USD$576, and USD$494 for a 46+'' LED UHD TV.6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$400. Average grocery prices in a major international retail store for 1 kg apples is USD$1.35, 1 kg oranges USD$0.92, 1 head lettuce USD$0.36, 1 kg potatos USD$0.31, 1 kg boneless, skinless, chicken breast USD$2.74, 1 kg cheddar cheese USD$6.14, 1 dozen large eggs USD$0.91, 500g loaf white bread USD$0.52, 1 L full cream milk USD$0.85, and 1.5 L water USD$0.46.7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$490. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$40, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,227.8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$900. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$953 in a central location, and USD$564 in a suburban location, per month, excluding utilities.9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$300. Average price for dry cleaning (1 mens 2 pc suit) is USD$5.85, while an international newspaper is USD$1.80.10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$240. Average cost for a mens haircut and blow dry is USD$19, while a womens hair colour, cut and blow dry - medium length is USD$95.11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$285. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$4.98, and an international fitness, recreation or sports club membership cost for one adult is USD$19 per month.12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$270. Average cappuccino price (regular, medium) is USD$1.82, coke/pepsi (330ml) USD$0.33, burger meal (international franchise or similar) USD$4.98, and a mid-range international restaurant meal for 2 USD$11.64.13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$580. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$0.65, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$11,502.
Pakistan is -46.1% cheaper than USA for groceries, -67.4% cheaper for household costs than UK, and 48.2% more expensive for transport costs than India.
Pakistan is ranked as an extreme hardship location.The hardship premium for Pakistan for an expat from Australia, is for example 30%, i.e. host location (Pakistan) premium of 40% minus home (Australia) location premium of 10%.