Oslo is the capital and largest city in Norway. Oslo's port is the largest general cargo port in the country and its leading passenger gateway. Oslo is home to some of which are the world's largest shipping companies, shipbrokers, and insurance brokers. Norway is in Northern Europe, bordering the North Sea and the North Atlantic Ocean, west of Sweden. The climate is temperate along the coast, modified by the North Atlantic current, colder in the interior with increased precipitation and colder summers, and rain all year round on the west coast. The official language is Norwegian. It has two forms: Bokmål (most commonly spoken) and Nynorsk. English and German are widely spoken, and many Norwegians understand Swedish, Danish and French. The main religion is Christianity. The economy of Norway is a mixed economy, a prosperous capitalist welfare state featuring a combination of free market activity and large state ownership in certain key sectors. The country is richly endowed with natural resources including petroleum, hydropower, fish, forests, and minerals. Norwegian businesspeople are generally reserved and formal. English is widely spoken in business. Expatriate business dress is usually more casual than most western countries. Men typically wear a shirt and tie, while women wear a blouse with either slacks or a skirt. The security risk for expatriates in Norway is low. Risks include low levels of petty crime and difficult driving conditions in winter. The currency of Norway is the Norwegian Kroner (NOK). Banking is on a par with the rest of Western Europe and North America, however bank opening hours are generally shorter. Credit cards are widely accepted, but are not so widely accepted as a means of payment in supermarkets and petrol stations. Medical facilities are good, however the cost of treatment for expatriates can be high. The population of Oslo is 1.6 Million (Metro) (2019 est.), while the inflation rate (CPI) is 1.5% for Norway as at September 2019. Xpatulator Hypothetical Tax for Norway is based on the current personal income tax rate which is a flat rate of 22%. In additional there is bracket tax on personal income, progressive up to 16.2%.
Cost Of Living
The cost of living for expatriates / professional migrants in We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Oslo is as follows: Oslo as at 1 November 2019 is very high in comparison to other places in the world. 1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$1280. Average price in a store for a midrange bottle of wine is USD$14.88, domestic/local beer (500ml) USD$3.27, imported/international beer (330ml) USD$3.86 and a pack of 20 cigarettes is USD$12.89. 2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$1130. Average price for an international brand of mens jeans is USD$94, a quality international brand of running shoes USD$101, mens leather shoes suitable for office wear USD$139 while a medium size international summer dress from a global chain store is USD$41. 3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$216. Average price for a monthly standard plan internet subscription is USD$49, while the benchmark mobile tariff is USD$0.09 per minute. 4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$36300. Average annual private international school fee (excluding extras) USD$23,537 for Primary School, and USD$26,192 for High School. 5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$2600. Average price for a 6kg front loader Washing Machine is USD$779, and USD$669 for a 46+'' LED UHD TV. 6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$990. Average grocery prices in a major international retail store for 1 kg apples is USD$2.72, 1 kg oranges USD$2.52, 1 head lettuce USD$2.13, 1 kg potatos USD$2.08, 1 kg boneless, skinless, chicken breast USD$13.65, 1 kg cheddar cheese USD$11.37, 1 dozen large eggs USD$4.10, 500g loaf white bread USD$3.19, 1 L full cream milk USD$2.00, and 1.5 L water USD$2.06. 7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$820. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$66, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$2,033. 8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$3200. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$3,292 in a central location, and USD$2,126 in a suburban location, per month, excluding utilities. 9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$755. Average price for dry cleaning (1 mens 2 pc suit) is USD$14.77, while an international newspaper is USD$4.54. 10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$395. Average cost for a mens haircut and blow dry is USD$32, while a womens hair colour, cut and blow dry - medium length is USD$159. 11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$620. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$15.43, and an international fitness, recreation or sports club membership cost for one adult is USD$44 per month. 12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$1160. Average cappuccino price (regular, medium) is USD$4.62, coke/pepsi (330ml) USD$3.16, burger meal (international franchise or similar) USD$12.12, and a mid-range international restaurant meal for 2 USD$88.16. 13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$1690. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.76, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$34,950. Oslo is 53.5% more expensive than Houston TX for groceries, 50.3% more expensive for household costs than Kuala Lumpur, and 186.2% more expensive for transport costs than Dubai. The hardship premium for Oslo for an expat from Perth, is for example 0%, i.e. host location (Oslo) premium of 10% minus home (Perth) location premium of 10%. Oslo is ranked as a minimal hardship location. Want to know more about cost of living, hardship (quality of living) or expat salary in Oslo? Register subscribe to your home location and Oslo and run your personalised reports.