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Windhoek is the capital and largest city of the Republic of Namibia. Windhoek is the social, economic, and cultural centre of the country.Namibia is in Southern Africa, bordering the South Atlantic Ocean, between Angola and South Africa. The climate is desert, hot and dry. Rainfall is sparse and erratic.The official language is English. Most businesspeople speak English, even though it is the first language of only a small proportion of the population. Business is often conducted in German and Afrikaans if English speakers are not present. Namibia's main ethnic groups – the Ovambo, Kavango, Caprivians and Kaokovelders – have their own languages. Attempts to speak a few words in a local language will be well received. The main religion is Christianity.Agriculture, herding, tourism and mining of precious stones and metals form the backbone of Namibia's economy. Approximately half the population live below the international poverty line, and the nation has suffered heavily from the effects of HIV/AIDS, with approximately 15% of the adult population infected with HIV.Business dress is generally relaxed, jackets are not essential. Short-sleeved shirts with a tie are acceptable. Business language is predominantly English.The security risk for expatriates in Namibia is low to medium. Risks include petty and opportunistic crime and road safety.The currency of Namibia is the Namibia Dollar (NAD). International cards can be used in some Namibian ATMs. The Namibian Dollar is fixed against the South African Rand, which is also legal tender.Medical facilities in Windhoek are good but are limited in the remote areas. Private hospitals in Namibia may require payment up front before providing treatment. Cholera occurs. There is a high prevalence of HIV.The population of Windhoek is 326,000 (2019 est.), while the inflation rate (CPI) is 3% for Namibia as at October 2019.Xpatulator Hypothetical Tax for Namibia is based on the current personal income tax rates which are progressive up to 37%.