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Podgorica is the capital and largest city of Montenegro. Podgorica is the administrative centre of Montenegro. Most of Montenegro's industrial, financial and commercial base is in Podgorica.Montenegro is in South Eastern Europe, between the Adriatic Sea and Serbia. The climate is mediterranean with hot dry summers and autumns and relatively cold winters with heavy snowfalls inland.The official languages are Montenegrin, Serbian, Bosniak, Albanian, and Croatian. Montenegrin is considered to be a dialect of Serbo-Croat. Both the Cyrillic and Latin scripts are used. The Latin script is more likely to predominate in central and southern areas. Cyrillic is largely used in the north and more recently in the coastal areas, because of tourists from Russia. The main religions are Christianity and Islam.The economy of Montenegro is mostly service-based and is in late transition to a market economy.Montenegrins are warm, sociable people and are welcoming to expatriates. Expatriate business dress for men typically comprises a suit and tie, and for women a suit or a modest dress.The security risk for expatriates in Montenegro is medium. Risks include petty theft and opportunistic crime, including pickpocketing and bag-snatching.The currency of Montenegro is the Euro (EUR). Credit cards are widely accepted throughout the country.Medical facilities are good, however the cost of treatment for expatriates from outside the EU can be high.The population of Podgorica is 187,100 (2019 est.), while the inflation rate (CPI) is 0.5% for Montenegro as at October 2019.Xpatulator Hypothetical Tax for Montenegro is based on the current personal income tax rate which is a flat rate of 9%.