International cost of living and hardship / quality of living data for 780 global locations.
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Kosovo is in South East Europe, between Serbia and Macedonia
The climate is influenced by continental air masses resulting in relatively cold winters with heavy snowfall and hot, dry summers and autumns. The mediterranean and alpine influences create regional variation.
The Albanian majority in Kosovo speak Albanian and refuse to speak Serbian. It will therefore be considered offensive to communicate in Serbian or other similar Slavic languages with Kosovar Albanians. Many Kosovars do now speak or understand basic English.
The main religions are Islam and Christianity.
The economy of Kosovo is one of the poorest in Europe. Despite substantial development subsidies Kosovo was the poorest province of the former Yugoslavia. Over the course of the 1990s, poor economic policies, international sanctions, weak access to external trade and finance, and ethnic conflict severely damaged the already weak economy.
In Kosovo traditional customs are widely respected, however less formality is becoming more common. Expatriate dress code is conservative, comprising suits. Businesswomen are expected to dress conservatively. Women may be disregarded, even if they are in senior positions, in some of the country's more conservative areas. The safety risk for expatriates in Kosovo is medium. Risks include street crime (particularly pickpocketing and bag-snatching in Pristina), organised crime, and risks related to poor infrastructure such as travel challenges and power cuts in winter.
The currency of Kosovo is the Euro (EUR), however the Serbian Dinar is sometimes accepted in Serb-majority areas. Most transactions are cash based. Credit cards are accepted and there are some ATMs in Pristina and other major cities.
Health care facilities are relatively poor and limited. Crimean Congo Haemorrhagic Fever is endemic. West Nile virus has been reported.
The population is 1.9 Million (2019 est.), and the inflation rate (CPI) is 1.7% for Kosovo as at November 2019.
The Xpatulator Hypothetical Tax for Kosovo is based on the current personal income tax rates which are progressive up to 10%.
Within Kosovo we also cover Pristina.
The cost of living for expatriates in Kosovo as at January 2020 is very low in comparison to other places in the world. We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Kosovo is as follows:1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$470. Average price in a store for a midrange bottle of wine is USD$5.73, domestic/local beer (500ml) USD$0.85, imported/international beer (330ml) USD$1.27 and a pack of 20 cigarettes is USD$3.58.2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$570. Average price for an international brand of mens jeans is USD$24, a quality international brand of running shoes USD$30, mens leather shoes suitable for office wear USD$40 while a medium size international summer dress from a global chain store is USD$24.3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$100. Average price for a monthly standard plan internet subscription is USD$12, while the benchmark mobile tariff is USD$0.06 per minute.4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$17100. Average annual private international school fee (excluding extras) USD$11,187 for Primary School, and USD$12,450 for High School.5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1450. Average price for a 6kg front loader Washing Machine is USD$601, and USD$516 for a 46+'' LED UHD TV.6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$420. Average grocery prices in a major international retail store for 1 kg apples is USD$1.17, 1 kg oranges USD$1.43, 1 head lettuce USD$0.79, 1 kg potatos USD$0.48, 1 kg boneless, skinless, chicken breast USD$4.88, 1 kg cheddar cheese USD$5.55, 1 dozen large eggs USD$1.47, 500g loaf white bread USD$0.56, 1 L full cream milk USD$1.31, and 1.5 L water USD$0.56.7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$820. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$67, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$2,046.8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$1200. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,340 in a central location, and USD$825 in a suburban location, per month, excluding utilities.9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$310. Average price for dry cleaning (1 mens 2 pc suit) is USD$6.01, while an international newspaper is USD$1.85.10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$215. Average cost for a mens haircut and blow dry is USD$17, while a womens hair colour, cut and blow dry - medium length is USD$85.11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$200. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$4.29, and an international fitness, recreation or sports club membership cost for one adult is USD$14 per month.12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$340. Average cappuccino price (regular, medium) is USD$1.33, coke/pepsi (330ml) USD$1.39, burger meal (international franchise or similar) USD$3.58, and a mid-range international restaurant meal for 2 USD$21.48.13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$630. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.28, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$16,524.
Kosovo is -43.5% cheaper than USA for groceries, -55.8% cheaper for household costs than UK, and 59.6% more expensive for transport costs than India.
Kosovo is ranked as an extreme hardship location.The hardship premium for Kosovo for an expat from Australia, is for example 30%, i.e. host location (Kosovo) premium of 40% minus home (Australia) location premium of 10%.