International Cost of Living Calculators

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India, Surat

India, SuratSurat is the commercial capital city of the Indian state of Gujarat. Surat is largely recognised for its textile and diamond businesses. It is known as the diamond capital of the world with 92% of the world's diamonds cut and polished in Surat. It is also known as the textile capital city of India with the highest number of embroidery machines than any other city. Surat has one of the highest GDP growth rates in India.

India is in Southern Asia, bordering the Arabian Sea and the Bay of Bengal, between Burma and Pakistan. The climate varies from tropical monsoon in the south to temperate in the north.

The official languages are Hindi and English. Business is conducted in English. Indian business associates may speak to one another in Hindi or their local language, it is not expected of foreign business executives to speak or understand a local language. Hotel and airline staff speak English. The main religions are Hinduism, Islam, Christianity, Sikhism, Buddhism and Jainism.

The economy of India is the twelfth largest economy in the world by nominal value and the fourth largest by purchasing power parity (PPP). In the 1990s, following economic reform from the socialist-inspired economy of post-independence India, the country began to experience rapid economic growth, as markets opened for international competition and investment. In the 21st century, India is an emerging economic power with vast human and natural resources, and a huge knowledge base.

Business dress is smart, conservative and discreet. Business is generally best conducted by maintaining an even conversational tone and to restrain any signs of impatience, frustration or anger. Indians prefer to be addressed by their professional titles or by Mr, Mrs, Miss. It is best not use their first names unless invited to do so.

The security risk for expatriates in India is generally medium to high, but varies across the country. Risks include petty crime, such as pickpocketing, mainly in crowded tourist areas, crime against women (including rape), risks associated with protest action (which can become violent), and terrorism by separatist groups and guerrillas, although the risk to expatriates is relatively low.

The currency of India is the Indian Rupee (INR).

Medical facilities are not generally comparable to those of Western Europe and North America, especially in rural areas. In major cities private medical care is available, but it is expensive. Dengue fever is common.

The population of Surat is 5.9 Million (Metro) (2019 est.), while the inflation rate (CPI) is 4.62% for India as at October 2019.

Xpatulator Hypothetical Tax for India is based on the current personal income tax rates of up to 30%, plus additional surcharges of up to 10% to 15% for high income earners, progressive up to a combined 45%.

Cost Of Living

The cost of living for expatriates / professional migrants in Surat as at 1 November 2019 is very low in comparison to other places in the world.

We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Surat is as follows:
1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$970. Average price in a store for a midrange bottle of wine is USD$14.06, domestic/local beer (500ml) USD$1.36, imported/international beer (330ml) USD$2.44 and a pack of 20 cigarettes is USD$2.67.
2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$540. Average price for an international brand of mens jeans is USD$24, a quality international brand of running shoes USD$42, mens leather shoes suitable for office wear USD$30 while a medium size international summer dress from a global chain store is USD$27.
3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$84. Average price for a monthly standard plan internet subscription is USD$9, while the benchmark mobile tariff is USD$0.01 per minute.
4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$12000. Average annual private international school fee (excluding extras) USD$7,895 for Primary School, and USD$8,786 for High School.
5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1625. Average price for a 6kg front loader Washing Machine is USD$631, and USD$542 for a 46+'' LED UHD TV.
6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$600. Average grocery prices in a major international retail store for 1 kg apples is USD$1.46, 1 kg oranges USD$0.84, 1 head lettuce USD$0.70, 1 kg potatos USD$0.34, 1 kg boneless, skinless, chicken breast USD$4.36, 1 kg cheddar cheese USD$5.90, 1 dozen large eggs USD$0.89, 500g loaf white bread USD$0.45, 1 L full cream milk USD$0.76, and 1.5 L water USD$0.45.
7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$840. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$68, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$2,096.
8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$2700. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,935 in a central location, and USD$1,152 in a suburban location, per month, excluding utilities.
9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$305. Average price for dry cleaning (1 mens 2 pc suit) is USD$5.97, while an international newspaper is USD$1.84.
10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$595. Average cost for a mens haircut and blow dry is USD$48, while a womens hair colour, cut and blow dry - medium length is USD$239.
11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$250. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$2.81, and an international fitness, recreation or sports club membership cost for one adult is USD$17 per month.
12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$270. Average cappuccino price (regular, medium) is USD$1.39, coke/pepsi (330ml) USD$0.38, burger meal (international franchise or similar) USD$3.51, and a mid-range international restaurant meal for 2 USD$7.03.
13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$430. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.02, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$11,597.

Surat is -6.2% cheaper than Houston TX for groceries, 27% more expensive for household costs than Kuala Lumpur, and -26.7% cheaper for transport costs than Dubai.

Surat is ranked as a high degree of hardship location.

The hardship premium for Surat for an expat from Perth, is for example 20%, i.e. host location (Surat) premium of 30% minus home (Perth) location premium of 10%.

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