International Cost of Living Calculators

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Detailed international cost of living and salary comparison.

Cost of Living Comparison: Determines allowance based on cost of living difference.

International Cost of Living Index: COLI's for multiple locations using home base.

International Assignment: Global Mobility using build-up approach.

Hypothetical Tax: Effective tax rate for any country in the world.

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Mobility Calculators

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The global cost of living calculators have been created to compare the cost of living in every country and major city in the world, to help you manage short and long term assignments (page down for a description of each cost of living calculator):

Cost of Living Allowance
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International Assignment Management
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Hypothetical Tax Calculator
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Articles & Rankings

Cost of Living Articles and Rankings

-International City Cost of Living Rankings

-Regional Cost of Living Rankings (Africa;
America; Asia Pacific; Europe; Middle East)

-Latest Inflation Rates around the world

-Latest Personal Income Tax Rates

-Cost of Living Rankings by Basket

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Cost of Living Reviews

Cost of Living Reviews by City and Country for 780 International Locations

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Gibraltar, Gibraltar

Gibraltar, GibraltarGibraltar is a self-governing British overseas territory. The role of the UK Ministry of Defence, which at one time was Gibraltar's main source of income, has declined, with today's economy mainly based on shipping, tourism, financial services, and the Internet.

Gibraltar (Overseas Territory of the UK) is in South Western Europe, bordering the Strait of Gibraltar, which links the Mediterranean Sea and the North Atlantic Ocean, on the southern coast of Spain. The climate is mediterranean with mild winters and warm summers.

The official language is English. Most local people also speak Spanish. Besides English and Spanish, there are also some residents who speak Arabic. The local dialect, called Llanito, which is a mixture between Andalusian Spanish and English, is also widely spoken. The main religion is Christianity.

The economy of Gibraltar is managed and controlled by the Government of Gibraltar. Whilst being part of the European Union, the British overseas territory of Gibraltar has a separate legal jurisdiction from the United Kingdom and enjoys a different tax system. Gibraltar has historically been an important base for the British Armed Forces and is the site of a Royal Navy base.

Gibraltarians are generally polite and friendly towards expatriates. Expatriate business dress is formal.

The security risk for expatriates in Gibraltar is low. Risks include low levels of petty crime such as pickpocketing and theft, particularly in tourist areas.

The currency of Gibraltar is the Gibraltar Pound (GIP). Bank of England issued notes and UK coins are accepted, and circulate mixed with locally issued notes and coins of the same value in pounds and pence. Change is normally given in Sterling. Major credit cards are widely accepted in Gibraltar.

Medical facilities are good, however some emergency treatment may require transfer to Spain, and the cost of treatment for expatriates from outside the EU can be high.

The population of Gibraltar is 32,200 (2019 est.), while the inflation rate (CPI) is 0.7% for Gibraltar as at October 2019.

Xpatulator Hypothetical Tax for Gibraltar is based on the current personal income tax rate which is a flat rate of 20%.

Cost Of Living

The cost of living for expatriates / professional migrants in Gibraltar as at 1 November 2019 is average in comparison to other places in the world.

We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Gibraltar is as follows:
1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$750. Average price in a store for a midrange bottle of wine is USD$10.56, domestic/local beer (500ml) USD$1.52, imported/international beer (330ml) USD$2.16 and a pack of 20 cigarettes is USD$4.29.
2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$1090. Average price for an international brand of mens jeans is USD$80, a quality international brand of running shoes USD$71, mens leather shoes suitable for office wear USD$62 while a medium size international summer dress from a global chain store is USD$40.
3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$186. Average price for a monthly standard plan internet subscription is USD$54, while the benchmark mobile tariff is USD$0.11 per minute.
4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$18900. Average annual private international school fee (excluding extras) USD$12,273 for Primary School, and USD$13,658 for High School.
5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1425. Average price for a 6kg front loader Washing Machine is USD$601, and USD$516 for a 46+'' LED UHD TV.
6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$630. Average grocery prices in a major international retail store for 1 kg apples is USD$2.07, 1 kg oranges USD$2.15, 1 head lettuce USD$1.24, 1 kg potatos USD$1.91, 1 kg boneless, skinless, chicken breast USD$6.63, 1 kg cheddar cheese USD$6.63, 1 dozen large eggs USD$1.74, 500g loaf white bread USD$2.09, 1 L full cream milk USD$1.05, and 1.5 L water USD$0.52.
7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$550. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$44, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,363.
8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$2850. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$3,456 in a central location, and USD$2,394 in a suburban location, per month, excluding utilities.
9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$350. Average price for dry cleaning (1 mens 2 pc suit) is USD$6.84, while an international newspaper is USD$2.10.
10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$250. Average cost for a mens haircut and blow dry is USD$20, while a womens hair colour, cut and blow dry - medium length is USD$100.
11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$435. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$9.94, and an international fitness, recreation or sports club membership cost for one adult is USD$65 per month.
12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$720. Average cappuccino price (regular, medium) is USD$2.24, coke/pepsi (330ml) USD$1.79, burger meal (international franchise or similar) USD$8.39, and a mid-range international restaurant meal for 2 USD$62.14.
13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$810. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.28, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$26,100.

Gibraltar is -15.8% cheaper than USA for groceries, 7.4% more expensive for household costs than UK, and 104.6% more expensive for transport costs than India.

Gibraltar is ranked as a some hardship location.

The hardship premium for Gibraltar for an expat from Australia, is for example 10%, i.e. host location (Gibraltar) premium of 20% minus home (Australia) location premium of 10%.

Want to know more about cost of living, hardship (quality of living) or expat salary in Gibraltar? Register subscribe to your home location and Gibraltar and run your personalised reports.