International cost of living and hardship / quality of living data for 780 global locations.
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Ghana is in Western Africa, bordering the Gulf of Guinea, between Cote d'Ivoire and Togo. The climate is tropical. It is warm and comparatively dry along the southeast coast, hot and humid in the southwest and hot and dry in the north.The official language is English. It is used in most business transactions. The main religions are Christianity, indigenous beliefs and Islam.The economy of Ghana, West Africa has a diverse and rich resource base, and as such, has one of the highest GDP per capita in Africa. Ghana remains somewhat dependent on international financial and technical assistance as well as the activities of the extensive Ghanaian diaspora. Gold, timber, cocoa, diamond, bauxite, and manganese exports are major sources of foreign exchange.In Ghana business culture is formal. Ghanaians like regular, face-to-face meetings and personal visits. Expatriate business dress is typically a formal suit. When visiting the predominantly Muslim north, expatriate women should adopt a conservative style of dress to avoid giving offence.The security risk for expatriates in Ghana is medium particularly in Accra and near the borders. Risks include armed crime, carjacking, attacks on residences and vehicle accidents due to poor road conditions and driving standards.The currency of Ghana is the Ghanaian New Cedi (GHS). ATMs are common and will accept most cards. Credit cards are generally accepted at most hotels, guesthouses and some shops. Credit card fraud is however common.Medical facilities are generally poor outside towns. For serious medical emergencies, evacuation will be necessary. Cholera and pneumococcal meningitis have been reported.The population of Ghana is 27 Million (2019 est.), while the inflation rate (CPI) is 7.7% for Ghana as at October 2019.Xpatulator Hypothetical Tax for Ghana is based on the current personal income tax rates which are progressive up to 35%.Within Ghana we also cover Accra.