International Cost of Living Calculator

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Salary purchasing power parity calculator, for simple cost of living comparison and international salary calculation (e.g. to compare a salary offer).

Cost of Living Comparison: Cost of living allowance calculator, compares cost of living and hardship and calculates a cost of living allowance based on the difference.

International Cost of Living Index: Cost of living index calculator, compares multiple locations to a home base (e.g. international offices compared to HQ).

International Assignment: International assignment management calculator, for global mobility managers who use the build-up approach for detailed international assignment salary and allowance calculations.

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Mobility Calculators

Do you need a Cost of Living Comparison Calculator?

The global cost of living calculators have been created to compare the cost of living in every country and major city in the world, to help you manage short and long term assignments (page down for a description of each cost of living calculator):

Cost of Living Allowance
Cost of Living Index
International Assignment Management
Salary Purchasing Power Parity
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International Cost of Living Calculator Pricing

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Annual Subscription = $89 per location (minimum of 2 locations required)

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Location Rankings

Cost of Living Comparison by City and Country

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Most Expensive Location Rankings

Latest Basket Group Rankings

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Location Reviews

Cost of Living Review by City and Country


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Ghana, All Areas

Ghana, All AreasGhana is in Western Africa, bordering the Gulf of Guinea, between Cote d'Ivoire and Togo. The climate is tropical. It is warm and comparatively dry along the southeast coast, hot and humid in the southwest and hot and dry in the north.

The official language is English. It is used in most business transactions. The main religions are Christianity, indigenous beliefs and Islam.

The economy of Ghana, West Africa has a diverse and rich resource base, and as such, has one of the highest GDP per capita in Africa. Ghana remains somewhat dependent on international financial and technical assistance as well as the activities of the extensive Ghanaian diaspora. Gold, timber, cocoa, diamond, bauxite, and manganese exports are major sources of foreign exchange.

In Ghana business culture is formal. Ghanaians like regular, face-to-face meetings and personal visits. Expatriate business dress is typically a formal suit. When visiting the predominantly Muslim north, expatriate women should adopt a conservative style of dress to avoid giving offence.

The security risk for expatriates in Ghana is medium particularly in Accra and near the borders. Risks include armed crime, carjacking, attacks on residences and vehicle accidents due to poor road conditions and driving standards.

The currency of Ghana is the Ghanaian New Cedi (GHS). ATMs are common and will accept most cards. Credit cards are generally accepted at most hotels, guesthouses and some shops. Credit card fraud is however common.

Medical facilities are generally poor outside towns. For serious medical emergencies, evacuation will be necessary. Cholera and pneumococcal meningitis have been reported.

The population of Ghana is 27 Million (2018 est.), while the inflation rate (CPI) is 9.6% for Ghana as at April 2018.

For a single Expat, the personal income tax rate in Ghana is progressive up to 25%.

Cost Of Living

The cost of living for expatriates / professional migrants in Ghana as at 1 April 2018 is very high in comparison to other places in the world.

In Ghana, the cost of each basket, based on local prices, compared to the international average, is categorized follows (Exact cost of living percentages only available in personalised reports):
1) Alcohol (where available) & Tobacco: Average
2) Clothing: Very Low
3) Communication: Average
4) Education: High
5) Furniture & Appliances: Very High
6) Groceries: High
7) Healthcare: High
8) Household Accommodation: Very High
9) Miscellaneous: Very Low
10) Personal Care: Very High
11) Recreation & Culture: Very High
12) Restaurants Meals Out and Hotels: Low
13) Transport: Very High

Ghana is for example 11.4% more expensive than USA for groceries, 38.7% more expensive for household costs than UK, and 155.9% more expensive for transport costs than India.

Ghana is ranked as a high degree of hardship location.

The hardship premium for Ghana for an expat from Australia, is for example 20%, i.e. host location (Ghana) premium of 30% minus home (Australia) location premium of 10%.

Want to know more about cost of living, hardship (quality of living) or expat salary in Ghana? Register subscribe to your home location and Ghana and run your personalised reports.