International Cost of Living Calculators

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Detailed international cost of living and salary comparison.

Cost of Living Comparison: Determines allowance based on cost of living difference.

International Cost of Living Index: COLI's for multiple locations using home base.

International Assignment: Global Mobility using build-up approach.

Hypothetical Tax: Effective tax rate for any country in the world.

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Mobility Calculators

Do you need a Cost of Living Comparison Calculator?

The global cost of living calculators have been created to compare the cost of living in every country and major city in the world, to help you manage short and long term assignments (page down for a description of each cost of living calculator):

Cost of Living Allowance
Cost of Living Index
International Assignment Management
Salary Purchasing Power Parity
Hypothetical Tax Calculator
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International Cost of Living Calculator Pricing

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Articles & Rankings

Cost of Living Articles and Rankings

-International City Cost of Living Rankings

-Regional Cost of Living Rankings (Africa;
America; Asia Pacific; Europe; Middle East)

-Latest Inflation Rates around the world

-Latest Personal Income Tax Rates

-Cost of Living Rankings by Basket

-Articles related to cost of living
and expatriate life

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Cost of Living Reviews

Cost of Living Reviews by City and Country for 780 International Locations

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International Cost of Living Help

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Ghana, All Areas

Ghana, All AreasGhana is in Western Africa, bordering the Gulf of Guinea, between Cote d'Ivoire and Togo. The climate is tropical. It is warm and comparatively dry along the southeast coast, hot and humid in the southwest and hot and dry in the north.

The official language is English. It is used in most business transactions. The main religions are Christianity, indigenous beliefs and Islam.

The economy of Ghana, West Africa has a diverse and rich resource base, and as such, has one of the highest GDP per capita in Africa. Ghana remains somewhat dependent on international financial and technical assistance as well as the activities of the extensive Ghanaian diaspora. Gold, timber, cocoa, diamond, bauxite, and manganese exports are major sources of foreign exchange.

In Ghana business culture is formal. Ghanaians like regular, face-to-face meetings and personal visits. Expatriate business dress is typically a formal suit. When visiting the predominantly Muslim north, expatriate women should adopt a conservative style of dress to avoid giving offence.

The security risk for expatriates in Ghana is medium particularly in Accra and near the borders. Risks include armed crime, carjacking, attacks on residences and vehicle accidents due to poor road conditions and driving standards.

The currency of Ghana is the Ghanaian New Cedi (GHS). ATMs are common and will accept most cards. Credit cards are generally accepted at most hotels, guesthouses and some shops. Credit card fraud is however common.

Medical facilities are generally poor outside towns. For serious medical emergencies, evacuation will be necessary. Cholera and pneumococcal meningitis have been reported.

The population of Ghana is 27 Million (2019 est.), while the inflation rate (CPI) is 9.4% for Ghana as at July 2019.

Xpatulator Hypothetical Tax for Ghana is based on the current personal income tax rates which are progressive up to 35%.

Cost Of Living

The cost of living for expatriates / professional migrants in Ghana as at 1 July 2019 is high in comparison to other places in the world.

In Ghana, the cost of each basket, based on local prices, compared to the international average, is categorized follows (Exact cost of living percentages only available in personalised reports):
1) Alcohol (where available) & Tobacco: Very Low
2) Clothing: Very Low
3) Communication: Average
4) Education: High
5) Furniture & Appliances: Very High
6) Groceries: Average
7) Healthcare: Low
8) Household Accommodation: Very High
9) Miscellaneous: Average
10) Personal Care: Low
11) Recreation & Culture: Low
12) Restaurants Meals Out and Hotels: Very Low
13) Transport: Average

Ghana is for example -5.7% cheaper than USA for groceries, 62.4% more expensive for household costs than UK, and 112.2% more expensive for transport costs than India.

Ghana is ranked as a high degree of hardship location.

The hardship premium for Ghana for an expat from Australia, is for example 20%, i.e. host location (Ghana) premium of 30% minus home (Australia) location premium of 10%.

Want to know more about cost of living, hardship (quality of living) or expat salary in Ghana? Register subscribe to your home location and Ghana and run your personalised reports.