International Cost of Living Calculators

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Detailed international cost of living and salary comparison.

Cost of Living Comparison: Determines allowance based on cost of living difference.

International Cost of Living Index: COLI's for multiple locations using home base.

International Assignment: Global Mobility using build-up approach.

Hypothetical Tax: Effective tax rate for any country in the world.

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Mobility Calculators

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The cost of living report calculators allow you to generate accurate international cost of living index, salary, allowance and tax information for every country and major city in the world:

Cost of Living Allowance
Cost of Living Index
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Hypothetical Tax Calculator
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Articles & Rankings

Cost of Living Articles and Rankings

-International City Cost of Living Rankings

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America; Asia Pacific; Europe; Middle East)

-Latest Inflation Rates around the world

-Latest Personal Income Tax Rates

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Cost of Living Reviews

Cost of Living Reviews by City and Country for 780 International Locations

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Ghana, Accra

Ghana, AccraAccra is the capital and most populous city of Ghana. Accra is the administrative, communications, and economic centre of the country. Over 70% of Ghana's manufacturing capacity is located within the Accra region.

Ghana is in Western Africa, bordering the Gulf of Guinea, between Cote d'Ivoire and Togo. The climate is tropical. It is warm and comparatively dry along the southeast coast, hot and humid in the southwest and hot and dry in the north.

The official language is English. It is used in most business transactions. The main religions are Christianity, indigenous beliefs and Islam.

The economy of Ghana, West Africa has a diverse and rich resource base, and as such, has one of the highest GDP per capita in Africa. Ghana remains somewhat dependent on international financial and technical assistance as well as the activities of the extensive Ghanaian diaspora. Gold, timber, cocoa, diamond, bauxite, and manganese exports are major sources of foreign exchange.

In Ghana business culture is formal. Ghanaians like regular, face-to-face meetings and personal visits. Expatriate business dress is typically a formal suit. When visiting the predominantly Muslim north, expatriate women should adopt a conservative style of dress to avoid giving offence.

The security risk for expatriates in Ghana is medium particularly in Accra and near the borders. Risks include armed crime, carjacking, attacks on residences and vehicle accidents due to poor road conditions and driving standards.

The currency of Ghana is the Ghanaian New Cedi (GHS). ATMs are common and will accept most cards. Credit cards are generally accepted at most hotels, guesthouses and some shops. Credit card fraud is however common.

Medical facilities are generally poor outside towns. For serious medical emergencies, evacuation will be necessary. Cholera and pneumococcal meningitis have been reported.

The population of Accra is 4.3 Million (Metro) (2019 est.), while the inflation rate (CPI) is 7.6% for Ghana as at September 2019.

Xpatulator Hypothetical Tax for Ghana is based on the current personal income tax rates which are progressive up to 35%.

Cost Of Living

The cost of living for expatriates / professional migrants in Accra as at 1 November 2019 is very high in comparison to other places in the world.

We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Accra is as follows:
1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$510. Average price in a store for a midrange bottle of wine is USD$6.37, domestic/local beer (500ml) USD$0.55, imported/international beer (330ml) USD$0.91 and a pack of 20 cigarettes is USD$2.18.
2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$690. Average price for an international brand of mens jeans is USD$27, a quality international brand of running shoes USD$55, mens leather shoes suitable for office wear USD$61 while a medium size international summer dress from a global chain store is USD$30.
3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$208. Average price for a monthly standard plan internet subscription is USD$54, while the benchmark mobile tariff is USD$0.02 per minute.
4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$28200. Average annual private international school fee (excluding extras) USD$18,419 for Primary School, and USD$20,497 for High School.
5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$3450. Average price for a 6kg front loader Washing Machine is USD$906, and USD$778 for a 46+'' LED UHD TV.
6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$710. Average grocery prices in a major international retail store for 1 kg apples is USD$1.55, 1 kg oranges USD$1.64, 1 head lettuce USD$0.91, 1 kg potatos USD$1.73, 1 kg boneless, skinless, chicken breast USD$4.50, 1 kg cheddar cheese USD$10.61, 1 dozen large eggs USD$1.82, 500g loaf white bread USD$0.82, 1 L full cream milk USD$1.45, and 1.5 L water USD$0.55.
7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$660. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$54, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,648.
8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$4300. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$3,941 in a central location, and USD$2,028 in a suburban location, per month, excluding utilities.
9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$450. Average price for dry cleaning (1 mens 2 pc suit) is USD$8.82, while an international newspaper is USD$2.71.
10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$295. Average cost for a mens haircut and blow dry is USD$24, while a womens hair colour, cut and blow dry - medium length is USD$118.
11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$330. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$5.46, and an international fitness, recreation or sports club membership cost for one adult is USD$73 per month.
12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$470. Average cappuccino price (regular, medium) is USD$1.27, coke/pepsi (330ml) USD$0.68, burger meal (international franchise or similar) USD$6.37, and a mid-range international restaurant meal for 2 USD$18.19.
13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$910. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$0.91, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$10,912.

Accra is 9.8% more expensive than Houston TX for groceries, 102.2% more expensive for household costs than Kuala Lumpur, and 53.4% more expensive for transport costs than Dubai.

Accra is ranked as a high degree of hardship location.

The hardship premium for Accra for an expat from Perth, is for example 20%, i.e. host location (Accra) premium of 30% minus home (Perth) location premium of 10%.

Want to know more about cost of living, hardship (quality of living) or expat salary in Accra? Register subscribe to your home location and Accra and run your personalised reports.