2021 International cost of living and hardship / quality of living data for 780 global locations.
We provide internet friendly services and our employees work virtually, keeping you safe, enabling you with technology that delivers faster.
Create reports online (24X7) using any of the Report Calculators right now.
Subscription Pricing: 7 Days @ $35 per location or 1 Year @$3,000 all locations, full package.
Simply Register, then Login, and while logged in use the Subscribe Menu to subscribe to 2 or more locations.
Generate reports using the calculators below using any combination of your subscribed city/country locations:
7 Day Subscription = $35 USD$ per location (minimum of 2 locations required)
1 Year Subscription = $3,000 USD$ all locations, full package.
See below for more details
No more waiting
Reports within minutes
-International City Cost of Living Rankings
-Regional Cost of Living Rankings (Africa; America; Asia Pacific; Europe; Middle East)
-Latest Inflation Rates around the world
-Latest Personal Income Tax Rates
-Cost of Living Rankings by Basket
-Articles related to cost of living
and expatriate life
Use the map below or page down
Use our search box OR
look for your question in the list below
Is your question not here?
Contact us and we will get back to you
Finland covers all areas within the country other than Helsinki.
The cost of living for expatriates in Finland as at July 2021 is high in comparison to other places in the world, with an overall Cost of Living Index (COLI), for all 13 basket groups, of 86.5 (New York =100). We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Finland is as follows:1) Alcohol and/or Tobacco: Cost is very high for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1,000 in New York costs USD$1140. Average price in a store for a midrange bottle of wine is USD$16.25, domestic/local beer (500ml) USD$3.08, imported/international beer (330ml) USD$3.63 and a pack of 20 cigarettes is USD$10.44.2) Clothing: Cost is high for items such as business, casual and children's clothing and footwear. A basket costing USD$1,000 in New York costs USD$1200. Average price for an international brand of mens jeans is USD$89, a quality international brand of running shoes USD$88, mens leather shoes suitable for office wear USD$125 while a medium size international summer dress from a global chain store is USD$36.3) Communication: Cost is low for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$140. Average price for a monthly standard plan internet subscription is USD$25, while the benchmark mobile tariff is USD$0.07 per minute.4) Education: Cost is average for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30,000 in New York costs USD$25800. Average annual private international school fee (excluding extras) USD$16,727 for Primary School, and USD$18,614 for High School.5) Furniture & Appliances: Cost is high for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2,500 in New York costs USD$2350. Average price for a 6kg front loader Washing Machine is USD$739, and USD$634 for a 46+'' LED UHD TV.6) Groceries: Cost is average for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1,000 in New York costs USD$810. Average grocery prices in a major international retail store for 1 kg apples is USD$2.68, 1 kg oranges USD$2.56, 1 head lettuce USD$2.18, 1 kg potatos USD$1.26, 1 kg boneless, skinless, chicken breast USD$12.91, 1 kg cheddar cheese USD$8.63, 1 dozen large eggs USD$2.72, 500g loaf white bread USD$2.77, 1 L full cream milk USD$1.27, and 1.5 L water USD$1.76.7) Healthcare: Cost is average for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1,000 in New York costs USD$760. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$62, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,904.8) Household Accommodation: Cost is average for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5,000 in New York costs USD$2700. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$2,316 in a central location, and USD$1,602 in a suburban location, per month, excluding utilities.9) Miscellaneous: Cost is high for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$445. Average price for dry cleaning (1 mens 2 pc suit) is USD$8.72, while an international newspaper is USD$2.68.10) Personal Care: Cost is high for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$405. Average cost for a mens haircut and blow dry is USD$32, while a womens hair colour, cut and blow dry - medium length is USD$161.11) Recreation & Culture: Cost is very high for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$520. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$18.97, and an international fitness, recreation or sports club membership cost for one adult is USD$53 per month.12) Restaurants Meals Out and Hotels: Cost is very high for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1,000 in New York costs USD$940. Average cappuccino price (regular, medium) is USD$4.89, coke/pepsi (330ml) USD$3.45, burger meal (international franchise or similar) USD$10.83, and a mid-range international restaurant meal for 2 USD$94.82.13) Transport: Cost is very high for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1,000 in New York costs USD$1350. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.61, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$25,007.
Finland is -1.2% cheaper than USA for groceries, -21.7% cheaper for household costs than UK, and 158.6% more expensive for transport costs than India.
Finland is ranked as a minimal hardship location.The hardship premium for Finland for an expat from Australia, is for example 0%, i.e. host location (Finland) premium of 10% minus home (Australia) location premium of 10%.