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Toronto is the most populous city in Canada and the provincial capital of Ontario. Toronto is a major international centre for business and finance. Generally considered the financial capital of Canada, Toronto has a high concentration of banks and brokerage firms. The Toronto Stock Exchange is one of the world's largest. All of the Big Five banks of Canada are headquartered in Toronto, as are a majority of Canada's corporations.Canada is in Northern North America, bordering the North Atlantic Ocean on the east, North Pacific Ocean on the west, and the Arctic Ocean on the north, north of the USA. The climate varies from temperate in the south to subarctic and arctic in the north.The official languages are English and French. All government documents and information services are available in both. English remains the dominant language in every province except Québec. There is also a sizeable francophone community in New Brunswick, which is the country's sole officially bilingual province. Canadian French is different from European French, but they are mutually intelligible. Given Canada's multicultural population, many other languages are spoken in the major cities, especially Arabic, Chinese, Hindi, Japanese, Russian, Polish, Portuguese and Spanish. The main religion is Christianity.The economy of Canada is one of the world's wealthiest, with a high per-capita income, and it is a member of the Organisation for Economic Co-operation and Development (OECD) and the G8. It is one of the world's top ten trading nations.Business is conducted in a similar way to that of the US, UK and Australia. Canadians will generally invite you to call them by their first names. Expatriate business dress is generally conservative, suits are the norm. Women hold positions at the highest levels.The security risk for expatriates in Canada is low. Risks include petty street crime mainly in low income neighbourhoods of major cities, as well as of terrorism.The currency of Canada is the Canadian Dollar (CAD). Banking is on a par with the rest of Western Europe and North America.Medical facilities are good, however the cost of treatment can be very expensive for expatriates if you don’t meet provincial residency requirements for health care.The population of Toronto is 5.9 Million (Metro) (2019 est.), while the inflation rate (CPI) is 1.9% for Canada as at October 2019.Xpatulator Hypothetical Tax for Canada is based on the current Federal personal income tax rates only which are progressive up to 33%. In addition to Federal income tax, an individual who resides in, or has earned income in, any Province or Territory is also subject to Provincial or Territorial income tax. For Xpatulator Hypothetical Tax purposes we have used an average Provincial / Territorial income tax rate of 16.9%. The combined maximum progressive Xpatulator Hypothetical Tax rate is therefore 49.9% based on Federal (33%) + Provincial / Territorial Taxes (16.9%).