International cost of living and hardship / quality of living data for 780 global locations.
Create reports online (24X7) using any of the Report Calculators right now.
Simply Register, then Login, and while logged in use the Subscribe Menu to subscribe to 2 or more locations.
Generate reports using the calculators below using any combination of your subscribed city/country locations:
7 Day Subscription = $39 USD$ per location (minimum of 2 locations required)
Annual Subscription = $89 USD$ per location (minimum of 2 locations required)
See below for full details
No more waiting
Reports within minutes
-International City Cost of Living Rankings
-Regional Cost of Living Rankings (Africa; America; Asia Pacific; Europe; Middle East)
-Latest Inflation Rates around the world
-Latest Personal Income Tax Rates
-Cost of Living Rankings by Basket
-Articles related to cost of living
and expatriate life
Use the map below or page down
Use our search box OR
look for your question in the list below
Is your question not here?
Email it to us at:
and we will get back to you
Canada is in Northern North America, bordering the North Atlantic Ocean on the east, North Pacific Ocean on the west, and the Arctic Ocean on the north, north of the USA.
The climate varies from temperate in the south to subarctic and arctic in the north.
The official languages are English and French. All government documents and information services are available in both. English remains the dominant language in every province except Québec. There is also a sizeable francophone community in New Brunswick, which is the country's sole officially bilingual province. Canadian French is different from European French, but they are mutually intelligible. Given Canada's multicultural population, many other languages are spoken in the major cities, especially Arabic, Chinese, Hindi, Japanese, Russian, Polish, Portuguese and Spanish.
The main religion is Christianity.
The economy of Canada is one of the world's wealthiest, with a high per-capita income, and it is a member of the Organisation for Economic Co-operation and Development (OECD) and the G8. It is one of the world's top ten trading nations.
Business is conducted in a similar way to that of the US, UK and Australia. Canadians will generally invite you to call them by their first names. Expatriate dress code is generally conservative, suits are the norm. Women hold positions at the highest levels. The safety risk for expatriates in Canada is low. Risks include petty street crime mainly in low income neighbourhoods of major cities, as well as of terrorism.
The currency of Canada is the Canadian Dollar (CAD). Banking is on a par with the rest of Western Europe and North America.
Health care facilities are good, however the cost of treatment can be very expensive for expatriates if you don’t meet provincial residency requirements for health care.
The population is 35.2 Million (2019 est.), and the inflation rate (CPI) is 2.2% for Canada as at November 2019.
The Xpatulator Hypothetical Tax for Canada is based on the current Federal personal income tax rates only which are progressive up to 33%. In addition to Federal income tax, an individual who resides in, or has earned income in, any Province or Territory is also subject to Provincial or Territorial income tax. For Xpatulator Hypothetical Tax purposes we have used an average Provincial / Territorial income tax rate of 16.9%. The combined maximum progressive Xpatulator Hypothetical Tax rate is therefore 49.9% based on Federal (33%) + Provincial / Territorial Taxes (16.9%).
Within Canada we also cover Calgary, Edmonton, Montreal, Ottawa, Toronto, and Vancouver.
The cost of living for expatriates in Canada as at January 2020 is very high in comparison to other places in the world. We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Canada is as follows:1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$910. Average price in a store for a midrange bottle of wine is USD$14.72, domestic/local beer (500ml) USD$2.63, imported/international beer (330ml) USD$3.33 and a pack of 20 cigarettes is USD$13.73.2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$920. Average price for an international brand of mens jeans is USD$47, a quality international brand of running shoes USD$75, mens leather shoes suitable for office wear USD$93 while a medium size international summer dress from a global chain store is USD$33.3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$304. Average price for a monthly standard plan internet subscription is USD$56, while the benchmark mobile tariff is USD$0.26 per minute.4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$18600. Average annual private international school fee (excluding extras) USD$12,008 for Primary School, and USD$13,362 for High School.5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1900. Average price for a 6kg front loader Washing Machine is USD$670, and USD$575 for a 46+'' LED UHD TV.6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$850. Average grocery prices in a major international retail store for 1 kg apples is USD$3.87, 1 kg oranges USD$3.90, 1 head lettuce USD$2.38, 1 kg potatos USD$2.68, 1 kg boneless, skinless, chicken breast USD$12.94, 1 kg cheddar cheese USD$12.42, 1 dozen large eggs USD$3.25, 500g loaf white bread USD$2.81, 1 L full cream milk USD$2.29, and 1.5 L water USD$2.21.7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$600. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$48, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,483.8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$2450. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$3,145 in a central location, and USD$2,064 in a suburban location, per month, excluding utilities.9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$435. Average price for dry cleaning (1 mens 2 pc suit) is USD$8.47, while an international newspaper is USD$2.61.10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$470. Average cost for a mens haircut and blow dry is USD$38, while a womens hair colour, cut and blow dry - medium length is USD$188.11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$425. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$13.23, and an international fitness, recreation or sports club membership cost for one adult is USD$48 per month.12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$760. Average cappuccino price (regular, medium) is USD$4.07, coke/pepsi (330ml) USD$2.09, burger meal (international franchise or similar) USD$9.80, and a mid-range international restaurant meal for 2 USD$63.74.13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$1080. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$0.95, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$18,859.
Canada is 13.6% more expensive than USA for groceries, -10.5% cheaper for household costs than UK, and 175.1% more expensive for transport costs than India.
Canada is ranked as a minimal hardship location.The hardship premium for Canada for an expat from Australia, is for example 0%, i.e. host location (Canada) premium of 10% minus home (Australia) location premium of 10%.