International Cost of Living Calculators

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Bosnia and Herzegovina, Sarajevo

Bosnia and Herzegovina, SarajevoSarajevo is the capital and largest city of Bosnia and Herzegovina. The economy of Sarajevo has been subject to reconstruction and rehabilitation programs after years of war. Amongst other economic landmarks, the Central Bank of Bosnia and Herzegovina opened in Sarajevo in 1997 and the Sarajevo Stock Exchange began trading in 2002. The city's large manufacturing, administration, and tourism base, combined with a large informal market, makes it one of the strongest economic regions of Bosnia and Herzegovina.

Bosnia and Herzegovina are in South Eastern Europe, bordering the Adriatic Sea and Croatia. The climate is hot in summer and cold in winter. Areas of higher altitude have short, cool summers and long, severe winters, while lower down along the coast, the winters are mild and rainy.

The official language is Serbo-Croat but been replaced by Bosnian, Croatian and Serbian. The most commonly spoken west-European languages are English and German. Before the break-up of the former Yugoslavia, Bosnian Muslims (Bosniaks), Bosnian Croats and Bosnian Serbs were considered to speak variants of the same language, Serbo-Croat. Following the 1992-95 war, the ethnic communities have tended to emphasise their own national language by stressing slight linguistic differences. Croats and Bosnians use the Latin alphabet, while Serbs use the Cyrillic and Latin alphabets. Embassies can recommend reputable Serbo-Croat translators. The main religions are Christianity and Islam.

The economy of Bosnia and Herzegovina faces the dual problem of rebuilding a war-torn country and introducing market reforms to its formerly centrally-planned economy. Although agriculture is almost all in private hands, farms are generally small and inefficient, and the republic traditionally is a net importer of food. Industry is mostly overstaffed, a holdover from the socialist economic structure of Yugoslavia.

Bosnia and Herzegovina is characterised by its ethnic and religious diversity. Expatriates should be sensitive to all the various customs and traditions. Business meetings are often relatively informal. Expatriate business dress is generally formal and conservative, particularly for women in Muslim areas of the country.

The security risk for expatriates in Bosnia and Herzegovina is low. Risks include sporadic incidents of ethnically-motivated violence, petty and opportunistic crimes, especially in the capital Sarajevo.

The currency of Bosnia and Herzegovina is the Bosnian Mark (BAM). Most transactions are in cash. ATMs are generally available in the larger cities.

Medical facilities, particularly outside Sarajevo and major towns are limited.

The population of Sarajevo is 555,200 (Metro) (2019 est.), while the inflation rate (CPI) is 0.1% for Bosnia and Herzegovina as at October 2019.

Xpatulator Hypothetical Tax for Bosnia and Herzegovina is based on the current personal income tax rate which is a flat rate of 10%.

Cost Of Living

The cost of living for expatriates / professional migrants in Sarajevo as at 1 November 2019 is very low in comparison to other places in the world.

We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Sarajevo is as follows:
1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$510. Average price in a store for a midrange bottle of wine is USD$5.10, domestic/local beer (500ml) USD$0.69, imported/international beer (330ml) USD$1.03 and a pack of 20 cigarettes is USD$3.12.
2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$830. Average price for an international brand of mens jeans is USD$62, a quality international brand of running shoes USD$78, mens leather shoes suitable for office wear USD$91 while a medium size international summer dress from a global chain store is USD$34.
3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$146. Average price for a monthly standard plan internet subscription is USD$25, while the benchmark mobile tariff is USD$0.12 per minute.
4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$15900. Average annual private international school fee (excluding extras) USD$10,338 for Primary School, and USD$11,504 for High School.
5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1425. Average price for a 6kg front loader Washing Machine is USD$600, and USD$515 for a 46+'' LED UHD TV.
6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$450. Average grocery prices in a major international retail store for 1 kg apples is USD$1.01, 1 kg oranges USD$1.33, 1 head lettuce USD$0.55, 1 kg potatos USD$0.61, 1 kg boneless, skinless, chicken breast USD$4.24, 1 kg cheddar cheese USD$6.13, 1 dozen large eggs USD$1.65, 500g loaf white bread USD$0.57, 1 L full cream milk USD$0.78, and 1.5 L water USD$0.56.
7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$490. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$40, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,217.
8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$1450. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,266 in a central location, and USD$739 in a suburban location, per month, excluding utilities.
9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$355. Average price for dry cleaning (1 mens 2 pc suit) is USD$6.90, while an international newspaper is USD$2.12.
10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$250. Average cost for a mens haircut and blow dry is USD$20, while a womens hair colour, cut and blow dry - medium length is USD$100.
11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$230. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$3.97, and an international fitness, recreation or sports club membership cost for one adult is USD$30 per month.
12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$440. Average cappuccino price (regular, medium) is USD$1.45, coke/pepsi (330ml) USD$1.53, burger meal (international franchise or similar) USD$4.53, and a mid-range international restaurant meal for 2 USD$22.67.
13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$650. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.33, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$19,834.

Sarajevo is -30.4% cheaper than Houston TX for groceries, -32% cheaper for household costs than Kuala Lumpur, and 10% more expensive for transport costs than Dubai.

Sarajevo is ranked as a high degree of hardship location.

The hardship premium for Sarajevo for an expat from Perth, is for example 20%, i.e. host location (Sarajevo) premium of 30% minus home (Perth) location premium of 10%.

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