International cost of living and hardship / quality of living data for 780 global locations.
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Belize is in Central America, bordering the Caribbean Sea, between Guatemala and Mexico.
The climate is tropical and very hot and humid in summer.
The official language is English. Spanish and Belizean Creole predominate as first languages. Garifuna, Plautdietsch and several Mayan languages are also spoken by a minority of the population.
The main religion is Christianity.
The economy of Belize is small and essentially private enterprise economy that is based primarily on agriculture, agro-based industry, and merchandising, with tourism and construction recently assuming greater importance.
Belizean people mostly have conservative values. Expatriates should avoid public displays of affection. Business clothing is conservative and men and women should wear a lightweight suit or equivalent. The safety risk for expatriates in Belize is low, but medium for Belize City and Belmopan. Risks include muggings and robberies as well as violent crime including homicide.
The currency of Belize is the Belize Dollar (BZD). US dollars are also accepted as currency. ATMs are widely available in large towns.
Health care facilities are limited. Serious or complex health care treatment may require evacuation which can be expensive. Cases of Chikungunya virus have been reported.
The population is 387,900 (2019 est.), and the inflation rate (CPI) is -0.1% for Belize as at October 2019.
The Xpatulator Hypothetical Tax for Belize is based on the current personal income tax rate which is a flat rate of 25% for those earning above BZD$26,000 per year. Those employed and residing in Belize with total income per annum from all sources of less than BZD$26,000 are exempt from Income Tax.
Within Belize we also cover Belmopan.
The cost of living for expatriates in Belize as at January 2020 is low in comparison to other places in the world. We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in Belize is as follows:1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$990. Average price in a store for a midrange bottle of wine is USD$19.50, domestic/local beer (500ml) USD$2.57, imported/international beer (330ml) USD$3.71 and a pack of 20 cigarettes is USD$3.24.2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$640. Average price for an international brand of mens jeans is USD$32, a quality international brand of running shoes USD$67, mens leather shoes suitable for office wear USD$86 while a medium size international summer dress from a global chain store is USD$33.3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$264. Average price for a monthly standard plan internet subscription is USD$66, while the benchmark mobile tariff is USD$0.19 per minute.4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$21000. Average annual private international school fee (excluding extras) USD$13,616 for Primary School, and USD$15,152 for High School.5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$1425. Average price for a 6kg front loader Washing Machine is USD$597, and USD$513 for a 46+'' LED UHD TV.6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$600. Average grocery prices in a major international retail store for 1 kg apples is USD$3.90, 1 kg oranges USD$1.63, 1 head lettuce USD$2.46, 1 kg potatos USD$2.59, 1 kg boneless, skinless, chicken breast USD$6.59, 1 kg cheddar cheese USD$6.11, 1 dozen large eggs USD$2.44, 500g loaf white bread USD$1.74, 1 L full cream milk USD$2.60, and 1.5 L water USD$1.83.7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$500. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$40, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$1,233.8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$1450. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$1,714 in a central location, and USD$983 in a suburban location, per month, excluding utilities.9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$350. Average price for dry cleaning (1 mens 2 pc suit) is USD$6.83, while an international newspaper is USD$2.10.10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$195. Average cost for a mens haircut and blow dry is USD$16, while a womens hair colour, cut and blow dry - medium length is USD$79.11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$285. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$9.71, and an international fitness, recreation or sports club membership cost for one adult is USD$37 per month.12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$450. Average cappuccino price (regular, medium) is USD$4.21, coke/pepsi (330ml) USD$1.37, burger meal (international franchise or similar) USD$6.50, and a mid-range international restaurant meal for 2 USD$45.50.13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$730. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.47, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$24,870.
Belize is -19.9% cheaper than USA for groceries, -46.4% cheaper for household costs than UK, and 87.4% more expensive for transport costs than India.
Belize is ranked as a high degree of hardship location.The hardship premium for Belize for an expat from Australia, is for example 20%, i.e. host location (Belize) premium of 30% minus home (Australia) location premium of 10%.