Zurich in Switzerland with a cost of living index of just under 137 (New York = 100) is ranked as the overall most expensive city to live in, world-wide, according to Xpatulator.com's April 2013 international cost of living rankings.
Thimphu in Bhutan with a cost of living index of less than 45 (New York = 100), is ranked the cheapest. Tokyo with a cost of living index of 135 has dropped two places to become the third most expensive place to live, while Geneva moves up from third to become the second most expensive location in the world.
The cost of living rankings, released every quarter, measure the comparative cost of living in 780 locations, covering every country worldwide. The cost of living comparison uses local prices for defined quantities of the same goods and services, converted to a single currency. Sources include local service providers in each location, international service providers, official governmental statistics and global agency data. The data is quality assured and manually checked by Xpatulator Analysts. The prices of similar related items have been grouped together into 13 basket groups and the cost of living index calculated for each basket in each location. The 13 basket groups are the result of extensive research of actual spending habits ensuring the cost of living indexes reflect a reality-based international expenditure pattern.
Xpaulator.com is a purpose-built internet tool designed to help human resources and finance managers calculate cost of living indexes, cost of living allowances and salary packages for expatriates and international assignees using online calculators. The reports incorporate easy to understand comparative cost of living indexes between 780 cities world wide. The calculators are used for city to city comparisons, but for the purpose of the rankings all cities are compared to New York with a base index of 100.
The Balassa–Samuelson effect ("purchasing power parity" or "Penn effect") is evident in the April 2013 Xpatulator.com global cost of living rankings. The Balassa–Samuelson effect (which was developed independently in 1964 by both Béla Balassa and Paul Samuelson) states that consumer price levels in richer countries are systemically higher than in poorer ones. This is based on the assumption that tradable goods cannot vary greatly in price by location (because buyers can source from the lowest cost location). However most services must be delivered locally (e.g. hairdressing), and many manufactured goods have high transportation costs, which makes purchasing power parity differences (PPP) consistent. The Penn effect is that PPP differences typically occur in alignment: where incomes are high, average price levels are typically high.
The Balassa–Samuelson effect is the theory behind the Salary Purchasing Parity Calculator. The objective of this calculator is to determine how much salary in a host location will give an employee the same purchasing power as they currently have in their home location. Take for instance two American Civil Engineer's with the same education and experience based in Houston. One is assigned to Zurich (with the highest global cost of living) and the other to Bhutan (with the lowest global cost of living). Based on the cost of living (local prices for the same goods and services) the Salary Purchasing Calculator will determine a far higher salary for the engineer assigned to Zurich, not because of productivity or performance which we assume would be the same, but to equalize their salary purchasing power.
So why are there such large cost of living differences around the world? Why is Switzerland so expensive? Zurich and Geneva are the top two most expensive places in the world. The most obvious reasons are the rents, the high standard of living, and high wages. But why is this the case? There are other factors involved such as restricted competition whereby prices are far higher than the real value of the commodities or services involved. Many trades in Switzerland are protected by corporations or guilds which restrict the number of people allowed to practice their particular trade, and who set high mandatory prices for their services.
Switzerland is fragmented into different cultures and different languages in different geographical areas. In comparison to most countries, people do not like to move and will remain in the same area all their life. Service providers in any given area therefore have small, well-defined mature markets where they know their competitors well. Therefore they tend to set prices high in a relatively "captive" small market. The Swiss economy has traditionally always been organized this way and because many people profit from the system there is resistance to changing to a freer economy. Bargain hunting and price negotiation are not part of Swiss culture. They are accustomed to paying high prices and do not like to question them.
Why is Tokyo no longer the most expensive place in the world? The slight decrease in the relative cost of living in Tokyo (relative to the rest of the world) is not only due to Japanese deflation and the weaker yen but it is also due to rising prices elsewhere in the world.
In terms of currency changes, while the Swiss Franc was 5% weaker against the US Dollar as at 1 April compared to the same time last year, it has been relatively volatile this year, peaking close to its 2012 high at 1.10 USD to the CHF in February and while it was at its lowest of 1.05 USD around 1 April 2013 compared to last year's low of just over 1.01 USD in late July 2012.
The Japanese Yen on the other hand has weakened by more than 20% against the US Dollar since September 2012 when 1 Japanese Yen bought around 0.0128 USD compared to 0.01062 USD around 1 April 2013.
The cost of living rankings are released on a quarterly basis and measure the comparative cost of living in 780 locations across the globe.
One of the trends of 2012 was the rise of many Asian cities offsetting traditionally more costly European locations. In 2011 Asia took 4 of the top 10 positions while in 2012 this increased to 7. In particular, Australian cities rose rapidly up the rankings, primarily on the back of its strong currency. In 2011 there were no Australian cities among the top 10 most expensive cities. In 2012 Sydney was ranked 6th and Canberra 9th relative to other cities around the world. The 2013 survey sees a reverse of this trend with only 4 cities from Asia in the top 10, Tokyo 3rd, Hong Kong 5th, Yokohama 8th and Sydney 9th.
Comparison of the past 3 years top 10 Cities (Excluding Country Rankings)
|Rank||April 2013||April 2012||April 2011|
|1||Switzerland, Zurich||Japan, Tokyo||Japan, Tokyo|
|2||Switzerland, Geneva||China, Hong Kong||Venezuela, Caracas|
|3||Japan, Tokyo||Switzerland, Zurich||China, Hong Kong|
|4||Angola, Luanda||Switzerland, Geneva||Switzerland, Geneva|
|5||China, Hong Kong||Japan, Yokohama||Switzerland, Zurich|
|6||Venezuela, Caracas||Australia, Sydney||Japan, Osaka|
|7||Monaco, Monaco||Japan, Osaka||Brazil, Sao Paulo|
|8||Japan, Yokohama||Venezuela, Caracas||Japan, Nagoya|
|9||Australia, Sydney||Australia, Canberra||Liechtenstein, Vaduz|
|10||Norway, Oslo||Japan, Nagoya||Norway, Oslo|
- The most expensive countries in Africa are: Angola; Nigeria; Democratic Republic of Congo; Central African Republic, and Mozambique
- The most expensive cities to live in are: Luanda (Fourth most expensive in the world); Abuja; Lagos; Kinshasa; and Kano
- The cheapest city for expatriates to live in is: Tunis in Tunisia (774 most expensive in the world)
- The biggest mover down the rankings is Maseru in Lesotho, one of the poorest countries in the world, which has dropped to become the 658th most expensive location in the world
- The biggest mover up the rankings is Cameroon. Douala has risen to be the 187th most expensive location in the world while Yaounde has risen to be ranked 364th in the world
- The most expensive countries in Asia Pacific for expatriates to live in are: Japan; Australia; Micronesia; New Caledonia; and South Korea
- The most expensive cities for expatriates to live in are: Tokyo (the third most expensive in the world); Hong Kong; Yokohama; Sydney; and Osaka
- The cheapest city for expatriates to live in is: Medan in Indonesia (741 most expensive in the world)
- The biggest mover down the rankings is Bandung in Indonesia, which has dropped to become the 653th most expensive location in the world
- The biggest mover up the rankings is Phnom Penh in Cambodia, which has risen to be the 668th most expensive location in the world.
- The most expensive countries in Europe for expatriates to live in are: Switzerland; Norway; Liechtenstein; Denmark; and Jersey
- The most expensive cities in Europe for expatriates to live in: Zurich (Most expensive in the world); Geneva; Monaco; Oslo; and London
- The cheapest country and city in Europe for expatriates to live in: Bucharest in Romania (764th most expensive in the world)
- The biggest mover down the rankings is Zagreb in Croatia, which has dropped to become the 340th most expensive location in the world
- The biggest mover up the rankings is Novosibirsk in Russia, which has risen to be the 150th most expensive location in the world
- The most expensive countries in The Americas for expatriates to live in are: Venezuela; Bermuda; Cayman Islands; and Aruba
- The most expensive cities for expatriates to live in are: Caracas (Sixth most expensive in the world); New York (Manhattan); Hamilton (Bermuda); George Town (Cayman Islands); Toronto; and Sao Paulo
- The cheapest city for expatriates to live in is: Managua in Nicaragua (12th cheapest in the world)
- The biggest mover down the rankings is Brazil which as a country has dropped to become the 258th most expensive location in the world after being near the top of the rankings just a year ago
- The biggest mover up the rankings is Asuncion in Paraguay, which has risen to be the 530th most expensive location in the world
The Middle East:
- The most expensive countries in the Middle East for expatriates to live in are: Qatar; United Arab Emirates; Israel; Bahrain
- The most expensive cities in the Middle East for expatriates to live in: Doha (137 most expensive in the world); Abu Dhabi; Dubai; Jerusalem; and Beirut
- The cheapest country and city in the Middle East for expatriates to live in: Sanaa in Yemen (674th most expensive in the world)
- The biggest mover down the rankings is Manama in Bahrain, which has dropped to become the 371st most expensive location in the world
- The biggest mover up the rankings is Sanaa in Yemen, which has risen to be the 674th most expensive location in the world
- The most expensive countries in South Asia are: Maldives; Sri Lanka; and India
- The most expensive cities in South Asia in are: Male in the Maldives (338 most expensive in the world); Colombo; and Mumbai
- The cheapest country and city in South Asia: Thimphu in Bhutan (second least expensive in the world)
- The biggest mover down the rankings is New Delhi, which has dropped 11 places to become the 584th most expensive location in the world
- The biggest mover up the rankings is Male in the Maldives, which has risen to be the 338th most expensive location in the world
The cost of living ranking information contained in this article is updated quarterly using data collected by Xpatulator.com over the past 12 months. The international cost of living indexes, on which the rankings are based, is only available using Xpatulator.com's online expatriate calculators that enable users to create personalized cost of living comparison reports which include:
Salary Purchasing Power Parity Calculator
Cost of Living Allowance Calculator
Cost of Living Index Calculator
Published by Xpatulator.com on 1 April 2013.
To link to this article: http://www.xpatulator.com/cost-of-living-article/International-Cost-of-Living-April-2013_427.cfm
All 780 Location Rankings as at 1 April 2013 - Overall Cost Of Living - All Baskets:
1 Switzerland, Zurich2 Angola, Luanda3 China, Hong Kong4 Switzerland, Geneva5 Angola, All Areas6 Japan, Tokyo7 Switzerland, All Areas8 Monaco, Monaco9 Australia, Sydney10 Singapore, Singapore11 USA, New York (Manhattan) NY12 Bermuda, Hamilton13 Norway, Oslo14 Norway, All Areas15 Russia, Moscow16 United Kingdom, London17 Liechtenstein, Vaduz18 Japan, Yokohama19 Australia, Canberra20 Bermuda, All Areas21 Denmark, Copenhagen22 Japan, Osaka23 Australia, Melbourne24 Liechtenstein, All Areas25 Venezuela, Caracas26 Nigeria, Abuja27 Denmark, All Areas28 Japan, Nagoya29 Australia, Perth30 Japan, Kobe31 Brazil, Sao Paulo32 Papua New Guinea, Port Moresby33 Cayman Islands, All Areas34 Japan, Kyoto35 China, Shanghai36 Sweden, Stockholm37 Australia, Brisbane38 Brazil, Rio de Janeiro39 Cayman Islands, George Town40 Nigeria, Lagos41 Korea Democratic Republic of, Pyongyang42 Australia, Adelaide43 Australia, All Areas44 Nigeria, Kano45 Japan, All Areas46 Canada, Toronto47 Nigeria, Ibadan48 USA, New York (Brooklyn) NY49 Bahamas, Nassau50 Jersey, All Areas51 France, Paris52 Jersey, Saint Helier53 USA, New York NY54 Russia, Vladivostok55 Montserrat, All Areas56 Brazil, Brasilia57 Canada, Vancouver58 Sweden, All Areas59 Venezuela, All Areas60 Micronesia, Palikir61 New Caledonia, Noumea62 Italy, Rome63 USA, Honolulu HI64 New Zealand, Auckland65 New Zealand, Wellington66 Japan, Kawasaki67 Canada, Calgary68 Mozambique, Maputo69 Aruba, All Areas70 Finland, Helsinki71 Turks and Caicos Islands, All Areas72 Antigua and Barbuda, Saint Johns73 Bahamas, All Areas74 Barbados, All Areas75 Nigeria, All Areas76 USA, New York (Queens) NY77 Korea Republic of, Seoul78 Congo Democratic Rep, Kinshasa79 Central African Republic, Bangui80 Greenland, All Areas81 Saint Vincent and the Grenadines, Kingstown82 Greenland, Nuuk83 Barbados, Bridgetown84 Saint Kitts and Nevis, Basseterre85 Russia, St. Petersburg86 Canada, Edmonton87 Sao Tome and Principe, Sao Tome88 Micronesia, All Areas89 Canada, All Areas90 Haiti, Port-au-Prince91 Austria, Vienna92 USA, San Jose CA93 Luxembourg, Luxembourg93 Japan, Fukuoka95 Canada, Montreal96 Solomon Islands, Honiara97 Grenada, Saint Georges98 Netherlands Antilles, All Areas99 San Marino, San Marino100 Antigua and Barbuda, All Areas101 New Caledonia, All Areas102 United Kingdom, Bristol103 United Kingdom, Manchester104 Iceland, Reykjavik105 Korea Republic of, Daegu106 Guinea, Conakry107 USA, San Francisco CA108 Korea Republic of, Incheon109 Iceland, All Areas110 British Virgin Islands, All Areas111 Falkland Islands, Stanley112 Luxembourg, All Areas113 United Kingdom, Glasgow114 French Polynesia, Papeete114 Finland, All Areas116 Netherlands, Amsterdam117 Germany, Munich118 Qatar, Doha119 Isle of Man, Douglas120 Russia, All Areas121 Saint Kitts and Nevis, All Areas122 Saint Vincent and the Grenadines, All Areas123 Korea Republic of, Busan124 Taiwan, Taipei125 United Kingdom, Edinburgh126 Liberia, Monrovia127 Falkland Islands, All Areas128 Belgium, Brussels129 Sierra Leone, Freetown130 United Kingdom, Aberdeen131 Isle of Man, All Areas132 Russia, Novosibirsk133 Austria, All Areas134 United Kingdom, Luton135 Japan, Sapporo136 USA, Hawaii All Areas HI137 China, Beijing138 New Zealand, All Areas139 Martinique, Fort-de-France140 Guernsey, St Peter Port141 Germany, Frankfurt142 USA, Nassau County NY143 Qatar, All Areas144 Mozambique, All Areas145 Turkey, Mersin146 Ireland, Dublin147 Guinea-Bissau, Bissau148 Grenada, All Areas149 Russia, Nizhny Novgorod149 Anguilla, All Areas151 Samoa, Apia152 United Kingdom, Guildford153 United Arab Emirates, Abu Dhabi154 Sao Tome and Principe, All Areas155 Korea Republic of, All Areas156 Turkey, Konya157 Gibraltar, Gibraltar158 USA, Alaska All Areas AK159 Ghana, Accra160 United Kingdom, Stoke-on-Trent161 Belgium, All Areas162 Uruguay, Montevideo163 Mexico, Toluca164 USA, Washington-Arlington-Alexandria DC-VA165 Guam, Hagatna166 United Kingdom, Southampton167 Marshall Islands, Majuro168 French Polynesia, All Areas169 Timor-Leste, Dili170 Eritrea, Asmara171 US Virgin Islands, All Areas172 Congo Democratic Rep, All Areas173 United Kingdom, Milton Keynes174 United Kingdom, Sheffield175 Vanuatu, Port Vila176 USA, Orange County CA177 Saint Helena, Jamestown178 Korea Democratic Republic of, All Areas179 United Kingdom, Liverpool180 United Kingdom, Isle of Wight181 Chad, NDjamena182 United Arab Emirates, Dubai183 Equatorial Guinea, Malabo184 United Kingdom, Reading185 Azerbaijan, Baku186 Solomon Islands, All Areas187 United Kingdom, Coventry188 Cameroon, Douala189 Guernsey, All Areas190 Germany, Hamburg191 Belarus, Minsk192 Brazil, Salvador193 Italy, Milan194 Germany, Stuttgart195 United Kingdom, Northampton196 Israel, Jerusalem197 Italy, Genoa198 New Zealand, Christchurch199 United Kingdom, All Areas200 Canada, Ottawa201 Zambia, Lusaka202 Brazil, All Areas203 Tuvalu, Funafuti204 United Kingdom, Newcastle upon Tyne205 United Kingdom, Portsmouth206 Gabon, Libreville207 France, Nice208 United Kingdom, Derby209 China, Wuhan210 Russia, Samara211 Martinique, All Areas212 Benin, Cotonou213 United Kingdom, Preston214 United Kingdom, Leeds215 Uruguay, All Areas215 United Kingdom, Bradford217 Brazil, Belo Horizonte218 Nauru, Yaren219 Congo, Brazzaville220 United Kingdom, Kingston upon Hull221 USA, Oakland CA222 Dominica, Roseau223 Guam, All Areas224 United Arab Emirates, All Areas225 Ghana, All Areas226 Ireland, All Areas227 United Kingdom, Belfast228 Senegal, Dakar229 Saint Helena, All Areas230 Russia, Kaliningrad231 United Kingdom, Birmingham232 Taiwan, All Areas233 Germany, Cologne234 Germany, All Areas235 Tanzania, Zanzibar236 USA, Anchorage AK237 United Kingdom, Cardiff238 Russia, Yekaterinburg239 Sudan, Khartoum240 USA, Los Angeles-Long Beach CA241 Malta, Valletta242 United Kingdom, Wolverhampton243 Samoa, All Areas244 United Kingdom, Plymouth245 France, Marseille246 USA, California All Areas CA247 Togo, Lome248 Italy, Turin249 Israel, All Areas250 United Kingdom, Leicester251 Vanuatu, All Areas252 USA, New York All Areas NY253 United Kingdom, Nottingham254 Netherlands, Rotterdam255 Liberia, All Areas256 Mexico, Monterrey257 Russia, Kazan258 Reunion, All Areas259 France, Toulouse260 Timor-Leste, All Areas261 USA, Boston MA262 Trinidad and Tobago, Port-of-Spain263 USA, San Diego CA264 Papua New Guinea, All Areas265 USA, Connecticut All Areas CT266 Germany, Bonn267 Brazil, Fortaleza268 Germany, Berlin269 Netherlands, All Areas270 Central African Republic, All Areas271 China, Shenzhen272 Sierra Leone, All Areas273 France, All Areas274 Guadeloupe, Basse-Terre275 Italy, Naples276 USA, Bergen-Passaic NJ277 Russia, Omsk278 USA, Philadelphia PA279 Italy, Palermo280 Somalia, Mogadishu281 France, Lyon281 Tuvalu, All Areas283 Azerbaijan, All Areas284 Marshall Islands, All Areas285 Jamaica, All Areas286 Equatorial Guinea, All Areas287 Turkey, Izmir288 Turkey, Istanbul289 Puerto Rico, San Juan290 Benin, All Areas291 Eritrea, All Areas292 Lebanon, Beirut292 USA, New Jersey All Areas NJ294 France, Bordeaux295 Spain, Madrid296 Guinea, All Areas297 USA, Amarillo TX298 Estonia, Tallinn299 South Sudan, All Areas300 Cyprus, Nicosia301 Italy, All Areas302 Dominican Republic, Santo Domingo303 Nauru, All Areas304 Turkey, Adana305 Jamaica, Kingston306 Saint Lucia, Castries307 USA, Hartford CT308 Senegal, All Areas309 USA, Maryland All Areas MD310 Belarus, All Areas311 Tanzania, Dar es Salaam312 Djibouti, Djibouti313 Malta, All Areas314 Kiribati, South Tarawa315 Burkina Faso, Ouagadougou316 Spain, Barcelona317 USA, Middlesex-Monmouth NJ318 Turkey, Bursa319 Belize, Belmopan320 Uzbekistan, All Areas321 USA, New Haven CT322 USA, Fresno CA323 Comoros, Moroni324 USA, Seattle WA325 USA, Chicago IL326 Niger, Niamey327 France, Nantes328 Lebanon, All Areas329 Zambia, All Areas330 Kazakhstan, Almaty331 Mexico, Mexico City332 USA, Dutchess County NY333 USA, Sacramento CA334 Sudan, All Areas335 Portugal, Lisbon336 Trinidad and Tobago, All Areas337 USA, Baltimore MD338 Northern Mariana Islands, Saipan339 Thailand, Bangkok340 USA, Burlington-Chittenden Co VT341 Cyprus, All Areas342 USA, Massachusetts All Areas MA343 Peru, Lima344 Congo, All Areas345 USA, Rhode Island All Areas RI346 Mexico, Tijuana347 Philippines, Manila348 Zimbabwe, Harare349 Colombia, Bogota350 Guinea-Bissau, All Areas351 Ukraine, Kiev352 Maldives, Male353 USA, Vermont All Areas VT354 Brunei, Bandar Seri Begawan355 Brunei, All Areas355 Saint Lucia, All Areas357 Mexico, Leon358 Kuwait, Kuwait City359 Cape Verde, Praia360 USA, Portland ME361 Fiji, Suva362 Turkey, Ankara363 Cook Islands, Avarua364 Libya, Tripoli365 Croatia, Zagreb366 Puerto Rico, All Areas367 Guadeloupe, All Areas368 Turkey, All Areas369 Spain, Valencia370 Uzbekistan, Tashkent371 Dominica, All Areas372 Cameroon, Yaounde373 Palau, Melekeok374 Bahrain, Manama375 USA, Fort Lauderdale FL376 USA, Riverside City CA377 Estonia, All Areas378 Kiribati, All Areas379 USA, Maine All Areas ME380 Djibouti, All Areas381 Myanmar, Yangon382 Kazakhstan, All Areas383 Comoros, All Areas384 Maldives, All Areas385 Cameroon, All Areas386 USA, Manchester NH387 French Guiana, Cayenne388 Chile, Santiago389 Gabon, All Areas390 Mexico, Guadalajara391 Czech Republic, Prague392 China, Dalian393 China, Tianjin394 Indonesia, Jakarta395 Iran, Tehran396 Zimbabwe, All Areas397 USA, Hampton Roads-SE Virginia VA398 Mexico, All Areas399 Mongolia, Ulaanbaatar400 Spain, All Areas401 France, Lille402 Tanzania, All Areas403 Palestinian Territories, West Bank403 China, Guangzhou405 USA, New Hampshire All Areas NH406 Ethiopia, Addis Ababa407 Peru, All Areas408 Croatia, All Areas409 USA, Portland OR410 Greece, Thessaloniki411 South Africa, Johannesburg412 Serbia, Belgrade413 USA, Oregon All Areas OR414 Seychelles, Victoria415 Andorra, Andorra la Vella416 USA, St. Paul MN417 Georgia Republic of, Tbilisi418 USA, Minneapolis MN419 Malawi, Lilongwe420 Greece, Athens421 Argentina, Buenos Aires422 USA, Eugene OR423 Dominican Republic, All Areas424 Bahrain, All Areas425 Laos, Vientiane426 USA, Miami-Dade County FL427 Costa Rica, San Jose428 Libya, All Areas429 USA, Bakersfield CA430 Portugal, All Areas431 China, All Areas432 USA, Albany NY433 Kenya, Nairobi434 Turkmenistan, Ashgabat435 Slovakia, Bratislava436 Mexico, Puebla437 Kuwait, All Areas438 South Africa, Pretoria439 Togo, All Areas440 Thailand, All Areas441 USA, Washington All Areas WA442 Vatican City, Vatican City443 USA, All Areas444 Cape Verde, All Areas445 South Africa, Bloemfontein446 USA, Richmond VA447 Seychelles, All Areas448 Slovenia, Ljubljana449 Northern Mariana Islands, All Areas450 USA, Lancaster PA451 Kyrgyzstan, Bishkek452 Chad, All Areas453 Saudi Arabia, Riyadh454 USA, Pennsylvania All Areas PA455 Libya, Benghazi456 Greece, All Areas457 Mauritius, All Areas458 Mali, Bamako459 Paraguay, Asuncion460 Saudi Arabia, Dammam461 USA, Phoenix AZ462 USA, Arizona All Areas AZ463 USA, Delaware All Areas DE464 Malaysia, Kuala Lumpur465 South Africa, Cape Town466 USA, Sarasota FL467 Uganda, Kampala468 USA, Las Vegas NV469 Palestinian Territories, All Areas470 USA, Indianapolis IN471 Malaysia, Johor Bahru472 USA, Nevada All Areas NV473 USA, Cleveland OH474 Suriname, Paramaribo475 USA, Reno-Sparks NV476 USA, Akron OH477 Niger, All Areas478 Colombia, All Areas479 USA, Rochester NY480 Myanmar, All Areas481 Kosovo, Pristina482 Belize, All Areas483 Burundi, Bujumbura484 Chile, All Areas485 Mongolia, All Areas485 USA, Montana All Areas MT487 Haiti, All Areas488 USA, Milwaukee-Waukesha WI489 USA, Gainesville FL490 Georgia Republic of, All Areas491 Sri Lanka, Colombo492 Suriname, All Areas493 USA, Binghamton NY494 Cook Islands, All Areas495 Fiji, All Areas496 Saudi Arabia, Medinah497 Lithuania, Vilnius498 China, Macao499 USA, Asheville NC500 Iraq, Baghdad501 USA, Denver CO501 USA, Detroit MI501 USA, Colorado All Other Areas CO504 India, Mumbai505 USA, Columbia SC505 USA, Minnesota All Areas MN507 Argentina, Cordoba508 Ukraine, All Areas509 Laos, All Areas510 USA, Wilmington NC511 USA, Florida All Areas FL512 South Africa, All Areas513 Syria, Damascus514 USA, York County PA515 Slovenia, All Areas516 Jordan, Amman517 Czech Republic, All Areas518 USA, Boise ID519 Armenia, Yerevan520 Indonesia, Bali521 Ethiopia, All Areas522 USA, Montgomery AL523 Cote DIvoire, Abidjan524 South Africa, Durban525 USA, Plano TX526 USA, Durham NC527 Cuba, Havana528 USA, Virginia All Areas VA529 Moldova, Chisinau530 USA, Raleigh NC531 Burkina Faso, All Areas532 USA, Bradenton FL533 USA, New Mexico All Areas NM534 USA, Orlando FL535 USA, South Carolina All Areas SC536 USA, Salt Lake City UT537 Gambia, Banjul538 Slovakia, All Areas539 USA, Evansville IN540 USA, Charleston SC541 USA, Wisconsin All Areas WI542 Palau, All Areas543 Kyrgyzstan, All Areas544 USA, Wyoming All Areas WY545 India, New Delhi546 USA, Illinois All Areas IL547 Serbia, All Areas548 USA, Cape Coral-Fort Myers FL549 USA, Michigan All Areas MI550 Morocco, Fez551 Namibia, All Areas552 Philippines, All Areas553 USA, Spokane WA554 USA, Davenport-Moline-Rock Is IA-IL555 Oman, Muscat556 Paraguay, All Areas557 Mauritius, Port Louis557 USA, North Carolina All Areas NC559 USA, Tucson AZ559 Montenegro, Podgorica561 Indonesia, Surabaya562 USA, South Dakota All Areas SD563 USA, Green Bay WI564 USA, Fayetteville NC565 Malaysia, Subang Jaya566 USA, Rockford IL567 USA, Kansas City MO568 Argentina, All Areas569 Guatemala, Guatemala City570 India, Kanpur571 Madagascar, Antananarivo571 USA, Myrtle Beach SC573 USA, Appleton WI574 USA, Jackson MS575 USA, Indiana All Areas IN576 USA, Austin TX577 Lithuania, All Areas577 Somalia, All Areas579 USA, Ohio All Areas OH580 Poland, Warsaw581 Mali, All Areas582 USA, Pittsburgh PA583 South Africa, Port Elizabeth584 Saudi Arabia, Jeddah585 India, Surat586 USA, Jacksonville FL587 Costa Rica, All Areas588 USA, Utah All Areas UT589 USA, Lincoln NE590 USA, Fort Wayne-Allen County IN591 USA, West Virginia All Areas WV592 USA, Arlington TX593 USA, Tampa FL594 USA, Atlanta GA595 USA, Idaho All Areas ID596 Namibia, Windhoek597 Kenya, All Areas598 USA, Kennewick-Richland-Pasco WA599 USA, Cincinnati OH600 USA, Columbus OH601 USA, Buffalo NY602 USA, Little Rock-North Little Rock AR603 USA, Iowa All Areas IA604 USA, North Dakota All Areas ND605 USA, Dallas TX606 USA, Louisiana All Areas LA607 Iran, All Areas608 Egypt, Gizeh609 USA, Augusta GA610 Malaysia, Klang611 Panama, Panama City612 USA, Erie PA613 Latvia, Riga614 USA, Kalamazoo MI615 USA, Charleston WV616 USA, Savannah GA617 India, Chennai618 USA, Georgia All Areas GA619 USA, Charlotte NC620 Swaziland, Mbabane621 USA, Mississippi All Areas MS622 USA, Mobile AL622 Moldova, All Areas624 Malaysia, All Areas625 Saudi Arabia, Mecca625 USA, Colorado Springs CO627 USA, Baton Rouge LA628 Vietnam, Hanoi629 USA, Dayton OH630 USA, Cedar Rapids IA631 USA, Alabama All Areas AL632 USA, San Antonio TX633 USA, El Paso TX634 USA, St. Louis MO635 USA, Martinsburg-Berkeley County WV636 USA, Roanoke VA636 Sri Lanka, All Areas638 USA, Nebraska All Areas NE639 USA, Shreveport-Bossier City LA640 Bangladesh, Dhaka641 USA, Greenville SC642 Hungary, Budapest643 USA, Wichita KS644 USA, Midland TX645 Rwanda, Kigali646 Cuba, All Areas647 USA, Texas All Areas TX648 Malawi, All Areas649 Argentina, Rosario650 USA, Fort Worth TX651 USA, Fayetteville AR652 Indonesia, Bandung653 USA, Lexington KY654 USA, Missouri All Areas MO655 Cote DIvoire, All Areas656 India, Jaipur657 Guyana, Georgetown658 Armenia, All Areas659 USA, Huntsville AL660 Kosovo, All Areas661 USA, Houston TX662 USA, South Bend IN663 USA, Kansas All Areas KS664 Jordan, All Areas665 Turkmenistan, All Areas666 USA, Des Moines IA667 Botswana, Gaborone668 Montenegro, All Areas669 USA, Chattanooga TN670 Yemen, Sanaa671 USA, Youngstown-Warren OH672 USA, Oklahoma All Areas OK673 Cambodia, Phnom Penh674 Vietnam, Ho Chi Minh City675 USA, Oklahoma City OK676 Morocco, Rabat677 USA, Omaha NE678 USA, Birmingham AL679 USA, Arkansas All Areas AR679 El Salvador, San Salvador681 USA, Clarksville TN682 USA, Corpus Christi TX683 USA, Brazoria County TX684 USA, Kentucky All Areas KY685 Nepal, Kathmandu686 Honduras, Tegucigalpa687 USA, Tulsa OK688 Lesotho, Maseru689 French Guiana, All Areas690 USA, Winston-Salem NC691 USA, Springfield MO692 Uganda, All Areas693 Tonga, NukuAlofa694 Guyana, All Areas695 USA, Tennessee All Areas TN696 Ecuador, Quito697 USA, Lubbock TX698 Panama, All Areas699 USA, Memphis TN700 India, Lucknow701 Hungary, All Areas702 USA, Louisville KY703 Morocco, Marrakech704 India, Bangalore705 USA, Murfreesboro-Smyrna TN706 Latvia, All Areas707 Albania, Tirana708 Oman, All Areas709 USA, Brownsville TX710 Iraq, All Areas711 Gambia, All Areas712 USA, Johnson City TN713 Swaziland, All Areas714 USA, McAllen TX715 El Salvador, All Areas716 Poland, Krakow717 USA, Knoxville TN718 Kenya, Mombasa719 Macedonia, Skopje720 Guatemala, All Areas721 Botswana, All Areas722 USA, Nashville-Franklin TN723 Bosnia and Herzegovina, Sarajevo724 Syria, All Areas725 Poland, Lodz726 USA, Fort Smith AR727 Poland, All Areas728 USA, Harlingen TX729 Bolivia, La Paz730 Mauritania, Nouakchott731 Egypt, Cairo732 Yemen, All Areas733 Egypt, Alexandria734 India, Pune735 Morocco, Casablanca736 Saudi Arabia, All Areas737 India, Ahmedabad738 Vietnam, All Areas739 Tajikistan, Dushanbe740 Algeria, Algiers741 Rwanda, All Areas742 Afghanistan, Kabul743 Indonesia, Medan744 India, Hyderabad745 Lesotho, All Areas746 Burundi, All Areas747 Bolivia, All Areas748 Pakistan, Lahore749 Madagascar, All Areas750 Albania, All Areas751 Cambodia, All Areas752 India, All Areas753 Pakistan, Karachi754 India, Calcutta755 Bangladesh, All Areas756 Ecuador, All Areas757 Morocco, All Areas758 Honduras, All Areas759 Pakistan, Islamabad760 Macedonia, All Areas761 Romania, Bucharest762 Afghanistan, All Areas763 Bosnia and Herzegovina, All Areas764 Nicaragua, Managua765 Tunisia, Tunis766 Tajikistan, All Areas767 Tonga, All Areas768 Bulgaria, Sofia769 Indonesia, All Areas770 Algeria, All Areas771 Egypt, All Areas772 Nepal, All Areas773 Nicaragua, All Areas774 Mauritania, All Areas775 Tunisia, All Areas776 Bulgaria, All Areas777 Romania, All Areas778 Pakistan, All Areas779 Bhutan, Thimphu780 Bhutan, All Areas
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