International Cost of Living Calculators

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Detailed international cost of living and salary comparison.

Cost of Living Comparison: Determines allowance based on cost of living difference.

International Cost of Living Index: COLI's for multiple locations using home base.

International Assignment: Global Mobility using build-up approach.

Hypothetical Tax: Effective tax rate for any country in the world.

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Mobility Calculators

Do you need a Cost of Living Comparison Calculator?

The global cost of living calculators have been created to compare the cost of living in every country and major city in the world, to help you manage short and long term assignments (page down for a description of each cost of living calculator):

Cost of Living Allowance
Cost of Living Index
International Assignment Management
Salary Purchasing Power Parity
Hypothetical Tax Calculator
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International Cost of Living Calculator Pricing

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Articles & Rankings

Cost of Living Articles and Rankings

-International City Cost of Living Rankings

-Regional Cost of Living Rankings (Africa;
America; Asia Pacific; Europe; Middle East)

-Latest Inflation Rates around the world

-Latest Personal Income Tax Rates

-Cost of Living Rankings by Basket

-Articles related to cost of living
and expatriate life

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Cost of Living Reviews

Cost of Living Reviews by City and Country for 780 International Locations

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International City Cost of Living for Expatriate Professional Migrants

The top 10 most expensive cities in the world as at October 2019 are as follows:

  • Hong Kong is the most expensive city in the world for an expatriate professional migrant to live in as at October 2019, followed by Singapore and Monaco. The top ten most expensive cities in the world comprise three from Asia-Pacific, Hong Kong (1); Singapore (2); Macao (6), one from Africa, Harare (8), four from Europe, Monaco (3); Oslo (5); Zurich (9); Geneva (10), and two from America, Manhattan (4) and George Town (7).

  • An Expatriate is defined as “a person who lives outside their native country” [Oxford Dictionary]. The word comes from the Latin terms ex ("out of") and patria ("country, fatherland"). A more modern description of an expatriate is perhaps a “professional migrant”, someone who voluntarily lives outside their country in order to take up a job opportunity and a better or at the very least a similar, quality of life. An expatriate professional migrant is different to an immigrant in that they intend returning to their home country and do not therefore consider themselves to be local in their host country.

  • This quarterly survey by Xpatulator.com of cost of living world-wide is based on expatriate professional migrant spending as opposed to local people’s spending. The difference between these two groups is that an expatriate professional migrant tends to pay a premium for “international” brands ideally from their home country, and they tend to make use of premium service providers such as up-market medical practices, international schools, and most prefer to live in exclusive, secure accommodation in order to maintain the quality of life to which they are accustomed back home. The survey covers over 200 items grouped into 13 cost of living baskets.The cost of living information is used by Xpatulator.com subscribers to calculate cost of living differences between global home and host locations for expatriate professional migrants. Cost of living differences are key to calculating expatriate pay for international assignments.

    Hong Kong is the most expensive city due to the very high cost of housing and healthcare, as well as the strong Hong Kong dollar which is fixed against the US Dollar. An interesting observation is the fact that if 4 of the 13 baskets are excluded from the cost of living index calculation (namely Housing, Education, Medical and Transport) then Hong Kong drops out of the top 10 most expensive cities in the world. This illustrates that not everything in Hong Kong is expensive. It is therefore very important it is to ensure that the correct baskets are included in a cost of living index calculation. In running Xpatulator.com reports users will see that any of the 13 baskets can be included or excluded as needed. If for example an expatriate professional migrant is provided with housing, education (schooling for children) and medical insurance by their employer, then these baskets should be excluded from the cost of living calculation. Only those baskets that the employee will spend their salary on should be included in a cost of living index for an international assignment.

    Singapore is the second most expensive city in the world for Expatriate’s to live. Singapore's education system, which is widely regarded as the best in the world, is also the most expensive for expatriates when priced in US Dollars, the cost of housing is also extremely high due to the limited space and premium on high quality expatriate accommodation, while the complex Certificate of Entitlement system makes car prices excessive, resulting in Singapore’s transport costs being amongst the highest in the world.

    Xpatulator.com has been created to calculate expatriate pay using online calculators and an extensive database of cost of living and hardship indexes, for 780 international locations. The database is updated quarterly. Subscribers use this information to ensure expatriate salary spending power is maintained when on an international assignment. Salary spending power is affected by cost of living, hardship and exchange rate differences between the home and host location.

    Top 400 City Rankings as at 1 October 2019 - Overall cost of living Index - All 13 Baskets:

    1. Hong Kong (China-Asia-Pacific)
    2. Singapore (Singapore-Asia-Pacific)
    3. Monaco (Monaco-Europe)
    4. New York (Manhattan) NY (USA-Americas)
    5. Oslo (Norway-Europe)
    6. Macao (China-Asia-Pacific)
    7. George Town (Cayman Islands-Americas)
    8. Harare (Zimbabwe-Africa)
    9. Zurich (Switzerland-Europe)
    10. Geneva (Switzerland-Europe)
    11. San Francisco CA (USA-Americas)
    12. Nassau (the Bahamas-Americas)
    13. Shanghai (China-Asia-Pacific)
    14. New York NY (USA-Americas)
    15. Hamilton (Bermuda-Americas)
    16. San Jose CA (USA-Americas)
    17. Bangui (Central African Republic-Africa)
    18. Honolulu, HI (USA-Americas)
    19. Copenhagen (Denmark-Europe)
    20. Freetown (Sierra Leone-Africa)
    21. Tokyo (Japan-Asia-Pacific)
    22. Luanda (Angola-Africa)
    23. Asmara (Eritrea-Africa)
    24. Port Moresby (Papua New Guinea-Asia-Pacific)
    25. New York (Brooklyn) NY (USA-Americas)
    26. Brazzaville (Congo-Africa)
    27. Libreville (Gabon-Africa)
    28. Bridgetown (Barbados-Americas)
    29. Kinshasa (Democratic Republic of the Congo-Africa)
    30. Vaduz (Liechtenstein-Europe)
    31. London (United Kingdom-Europe)
    32. Kano (Nigeria-Africa)
    33. West Bank (Palestinian Territories-Middle East)
    34. Kingstown (Saint Vincent and the Grenadines-Americas)
    35. Taipei (Taiwan-Asia-Pacific)
    36. Fort-de-France (Martinique-Americas)
    37. Orange County CA (USA-Americas)
    38. Jerusalem (Israel-Middle East)
    39. Reykjavik (Iceland-Europe)
    40. Nassau County NY (USA-Americas)
    41. Lilongwe (Malawi-Africa)
    42. Seoul (Republic of Korea-Asia-Pacific)
    43. New York (Queens) NY (USA-Americas)
    44. Paris (France-Europe)
    45. N'Djamena (Chad-Africa)
    46. Oakland CA (USA-Americas)
    47. Hagatna (Guam-Asia-Pacific)
    48. Roseau (Dominica-Americas)
    49. Basseterre (Saint Kitts and Nevis-Americas)
    50. Toronto (Canada-Americas)
    51. Pyongyang (Democratic Republic of Korea-Asia-Pacific)
    52. Yokohama (Japan-Asia-Pacific)
    53. Auckland (New Zealand-Asia-Pacific)
    54. Conakry (Guinea-Africa)
    55. Saint George's (Grenada-Americas)
    56. Sydney (Australia-Asia-Pacific)
    57. Addis Ababa (Ethiopia-Africa)
    58. Honiara (Solomon Islands-Asia-Pacific)
    59. Maputo (Mozambique-Africa)
    60. Palikir (Micronesia-Asia-Pacific)
    61. Victoria (Seychelles-Africa)
    62. Washington-Arlington-Alexandria DC-VA (USA-Americas)
    63. Basse-Terre (Guadeloupe-Americas)
    64. Abu Dhabi (United Arab Emirates-Middle East)
    65. Monrovia (Liberia-Africa)
    66. Amsterdam (Netherlands-Europe)
    67. Beirut (Lebanon-Middle East)
    68. Cordoba (Argentina-Americas)
    69. Saint Helier (Jersey-Europe)
    70. Saint John's (Antigua and Barbuda-Americas)
    71. Vancouver (Canada-Americas)
    72. Seattle WA (USA-Americas)
    73. Osaka (Japan-Asia-Pacific)
    74. Wellington (New Zealand-Asia-Pacific)
    75. Los Angeles-Long Beach CA (USA-Americas)
    76. Noumea (New Caledonia-Asia-Pacific)
    77. Incheon (Republic of Korea-Asia-Pacific)
    78. Beijing (China-Asia-Pacific)
    79. Helsinki (Finland-Europe)
    80. San Diego CA (USA-Americas)
    81. Male (Maldives-Asia-Pacific)
    82. Accra (Ghana-Africa)
    83. Luxembourg (Luxembourg-Europe)
    84. Kawasaki (Japan-Asia-Pacific)
    85. Stockholm (Sweden-Europe)
    86. Nagoya (Japan-Asia-Pacific)
    87. Busan (Republic of Korea-Asia-Pacific)
    88. Dublin (Ireland-Europe)
    89. Munich (Germany-Europe)
    90. Anchorage AK (USA-Americas)
    91. Daegu (Republic of Korea-Asia-Pacific)
    92. Kobe (Japan-Asia-Pacific)
    93. Riverside City CA (USA-Americas)
    94. Vienna (Austria-Europe)
    95. Boston MA (USA-Americas)
    96. Frankfurt (Germany-Europe)
    97. Yaren (Nauru-Asia-Pacific)
    98. Kyoto (Japan-Asia-Pacific)
    99. Lagos (Nigeria-Africa)
    100. Melekeok (Palau-Asia-Pacific)
    101. Port-of-Spain (Trinidad and Tobago-Americas)
    102. Niamey (Niger-Africa)
    103. Doha (Qatar-Middle East)
    104. Amman (Jordan-Middle East)
    105. Christchurch (New Zealand-Asia-Pacific)
    106. Nuuk (Greenland-Europe)
    107. Buenos Aires (Argentina-Americas)
    108. Dubai (United Arab Emirates-Middle East)
    109. Port-au-Prince (Haiti-Americas)
    110. Funafuti (Tuvalu-Asia-Pacific)
    111. Sapporo (Japan-Asia-Pacific)
    112. Canberra (Australia-Asia-Pacific)
    113. Brussels (Belgium-Europe)
    114. Philadelphia PA (USA-Americas)
    115. Kingston (Jamaica-Americas)
    116. Bergen-Passaic NJ (USA-Americas)
    117. Cayenne (French Guiana-Americas)
    118. Sao Tome (Sao Tome and Principe-Americas)
    119. Hamburg (Germany-Europe)
    120. Melbourne (Australia-Asia-Pacific)
    121. USA (Americas)
    122. New Haven CT (USA-Americas)
    123. Majuro (Marshall Islands-Asia-Pacific)
    124. Calgary (Canada-Americas)
    125. Nigeria (Africa)
    126. Edmonton (Canada-Americas)
    127. Perth (Australia-Asia-Pacific)
    128. Papeete (French Polynesia-Asia-Pacific)
    129. Fukuoka (Japan-Asia-Pacific)
    130. Saipan (Northern Mariana Islands-Asia-Pacific)
    131. Hartford CT (USA-Americas)
    132. Douglas (Isle of Man-Europe)
    133. Middlesex-Monmouth NJ (USA-Americas)
    134. Velletta (Malta-Europe)
    135. Dar es Salaam (Tanzania-Africa)
    136. Abuja (Nigeria-Africa)
    137. Castries (Saint Lucia-Americas)
    138. Guildford (United Kingdom-Europe)
    139. Moroni (Comoros-Africa)
    140. Berlin (Germany-Europe)
    141. Jamestown (Saint Helena-Africa)
    142. Russia (Europe)
    143. San Marino (San Marino-Europe)
    144. Stuttgart (Germany-Europe)
    145. Cologne (Germany-Europe)
    146. Stanley (Falkland Islands-Americas)
    147. Rome (Italy-Europe)
    148. Montreal (Canada-Americas)
    149. San Juan (Puerto Rico-Americas)
    150. Panama City (Panama-Americas)
    151. Burlington-Chittenden Co, VT (USA-Americas)
    152. Chicago IL (USA-Americas)
    153. Ashgabat (Turkmenistan-Asia-Pacific)
    154. Vientiane (Laos-Asia-Pacific)
    155. Brisbane (Australia-Asia-Pacific)
    156. Kuwait City (Kuwait-Middle East)
    157. Portland OR (USA-Americas)
    158. Sacramento CA (USA-Americas)
    159. St Peter Port (Guernsey-Europe)
    160. Ottawa (Canada-Americas)
    161. Dili (Timor-Leste-Asia-Pacific)
    162. Mogadishu (Somalia-Africa)
    163. Miami-Dade County FL (USA-Americas)
    164. Lusaka (Zambia-Africa)
    165. Port Vila (Vanuatu-Asia-Pacific)
    166. Djibouti (Djibouti-Africa)
    167. Manama (Bahrain-Middle East)
    168. Bordeaux (France-Europe)
    169. Montevideo (Uruguay-Americas)
    170. Manchester NH (USA-Americas)
    171. Bonn (Germany-Europe)
    172. Portland ME (USA-Americas)
    173. Nairobi (Kenya-Africa)
    174. Monterrey (Mexico-Americas)
    175. Avarua (Cook Islands-Asia-Pacific)
    176. Lille (France-Europe)
    177. Nice (France-Europe)
    178. Minsk (Belarus-Europe)
    179. Mexico City (Mexico-Americas)
    180. Malabo (Equatorial Guinea-Africa)
    181. Toulouse (France-Europe)
    182. Lyon (France-Europe)
    183. Abidjan (Cote D'Ivoire-Africa)
    184. Denver CO (USA-Americas)
    185. Fort Lauderdale FL (USA-Americas)
    186. Sao Paulo (Brazil-Americas)
    187. Kigali (Rwanda-Africa)
    188. Bangkok (Thailand-Asia-Pacific)
    189. Las Vegas NV (USA-Americas)
    190. Toluca (Mexico-Americas)
    191. Lisbon (Portugal-Europe)
    192. Tijuana (Mexico-Americas)
    193. Minneapolis MN (USA-Americas)
    194. Bissau (Guinea-Bissau-Africa)
    195. Apia (Samoa-Asia-Pacific)
    196. Puebla (Mexico-Americas)
    197. Milan (Italy-Europe)
    198. Lima (Peru-Americas)
    199. Sarasota FL (USA-Americas)
    200. Colorado CO (USA-Americas)
    201. Albany NY (USA-Americas)
    202. San Jose (Costa Rica-Americas)
    203. Adelaide (Australia-Asia-Pacific)
    204. Marseille (France-Europe)
    205. Edinburgh (United Kingdom-Europe)
    206. Baltimore MD (USA-Americas)
    207. Nantes (France-Europe)
    208. Guatemala City (Guatemala-Americas)
    209. Santo Domingo (Dominican Republic-Americas)
    210. Milwaukee-Waukesha WI (USA-Americas)
    211. Luton (United Kingdom-Europe)
    212. Manchester (United Kingdom-Europe)
    213. Rio de Janeiro (Brazil-Americas)
    214. Leon (Mexico-Americas)
    215. Charleston SC (USA-Americas)
    216. Phnom Penh (Cambodia-Asia-Pacific)
    217. Eugene OR (USA-Americas)
    218. Glasgow (United Kingdom-Europe)
    219. Tallinn (Estonia-Europe)
    220. Aberdeen (United Kingdom-Europe)
    221. Martinsburg-Berkeley County WV (USA-Americas)
    222. Bakersfield CA (USA-Americas)
    223. St. Paul MN (USA-Americas)
    224. Yangon (Myanmar-Asia-Pacific)
    225. Cape Town (South Africa-Africa)
    226. Gibraltar (Europe)
    227. Lancaster PA (USA-Americas)
    228. Charlotte NC (USA-Americas)
    229. Guadalajara (Mexico-Americas)
    230. Fresno CA (USA-Americas)
    231. Madrid (Spain-Europe)
    232. Reno-Sparks NV (USA-Americas)
    233. Rotterdam (Netherlands-Europe)
    234. Kuala Lumpur (Malaysia-Asia-Pacific)
    235. Muscat (Oman-Middle East)
    236. Isle of Wight (United Kingdom-Europe)
    237. Barcelona (Spain-Europe)
    238. Bristol (United Kingdom-Europe)
    239. Reading (United Kingdom-Europe)
    240. Pretoria (South Africa-Africa)
    241. Genoa (Italy-Europe)
    242. Bandar Seri Begawan (Brunei-Asia-Pacific)
    243. Shenzhen (China-Asia-Pacific)
    244. Havana (Cuba-Americas)
    245. Orlando FL (USA-Americas)
    246. Paramaribo (Suriname-Americas)
    247. Liverpool (United Kingdom-Europe)
    248. Binghamton NY (USA-Americas)
    249. Pittsburgh PA (USA-Americas)
    250. Dakar (Senegal-Africa)
    251. Ouagadougou (Burkina Faso-Africa)
    252. Cleveland OH (USA-Americas)
    253. Prague (Czech Republic-Europe)
    254. York County PA (USA-Americas)
    255. Milton Keynes (United Kingdom-Europe)
    256. Cape Coral-Fort Myers FL (USA-Americas)
    257. Suva (Fiji-Asia-Pacific)
    258. Riyadh (Saudi Arabia-Middle East)
    259. Mombasa (Kenya-Africa)
    260. Dushanbe (Tajikistan-Asia-Pacific)
    261. Manila (Philippines-Asia-Pacific)
    262. Johannesburg (South Africa-Africa)
    263. USA (Americas)
    264. Dallas TX (USA-Americas)
    265. Brasilia (Brazil-Americas)
    266. Kampala (Uganda-Africa)
    267. Hampton Roads-SE Virginia VA (USA-Americas)
    268. Salt Lake City UT (USA-Americas)
    269. Plano TX (USA-Americas)
    270. Bradenton FL (USA-Americas)
    271. Spokane WA (USA-Americas)
    272. Columbia SC (USA-Americas)
    273. Leeds (United Kingdom-Europe)
    274. Santiago (Chile-Americas)
    275. Portsmouth (United Kingdom-Europe)
    276. Austin TX (USA-Americas)
    277. Montgomery AL (USA-Americas)
    278. Palermo (Italy-Europe)
    279. Tripoli (Libya-Africa)
    280. Phoenix AZ (USA-Americas)
    281. Southampton (United Kingdom-Europe)
    282. Belfast (United Kingdom-Europe)
    283. Birmingham (United Kingdom-Europe)
    284. Arlington TX (USA-Americas)
    285. Fort Worth TX (USA-Americas)
    286. Coventary (United Kingdom-Europe)
    287. Colorado Springs CO (USA-Americas)
    288. Savannah GA (USA-Americas)
    289. Derby (United Kingdom-Europe)
    290. Turin (Italy-Europe)
    291. Kennewick-Richland-Pasco WA (USA-Americas)
    292. Midland TX (USA-Americas)
    293. Damascus (Syria-Middle East)
    294. Newcastle upon Tyne (United Kingdom-Europe)
    295. Tampa FL (USA-Americas)
    296. Johor Bahru (Malaysia-Asia-Pacific)
    297. Erie PA (USA-Americas)
    298. Charleston WV (USA-Americas)
    299. Myrtle Beach SC (USA-Americas)
    300. Rosario (Argentina-Americas)
    301. Northampton (United Kingdom-Europe)
    302. Rochester NY (USA-Americas)
    303. Greenville SC (USA-Americas)
    304. Vladivostok (Russia-Europe)
    305. Atlanta GA (USA-Americas)
    306. Kiev (Ukraine-Europe)
    307. Akron OH (USA-Americas)
    308. Raleigh NC (USA-Americas)
    309. Athens (Greece-Europe)
    310. Sheffield (United Kingdom-Europe)
    311. Leicester (United Kingdom-Europe)
    312. Green Bay WI (USA-Americas)
    313. Baton Rouge, LA (USA-Americas)
    314. Dhaka (Bangladesh-Asia-Pacific)
    315. Fayetteville NC (USA-Americas)
    316. Subang Jaya (Malaysia-Asia-Pacific)
    317. South Bend IN (USA-Americas)
    318. Wilmington NC (USA-Americas)
    319. Cardiff (United Kingdom-Europe)
    320. Benghazi (Libya-Africa)
    321. Buffalo NY (USA-Americas)
    322. Durham NC (USA-Americas)
    323. St. Petersburg (Russia-Europe)
    324. Jacksonville FL (USA-Americas)
    325. Richmond VA (USA-Americas)
    326. Stoke-on-Trent (United Kingdom-Europe)
    327. Nottingham (United Kingdom-Europe)
    328. Davenport-Moline-Rock Is IA (USA-Americas)
    329. Winston-Salem NC (USA-Americas)
    330. Andorra la Vella (Andorra-Europe)
    331. Georgetown (Guyana-Americas)
    332. Cincinnati OH (USA-Americas)
    333. Columbus OH (USA-Americas)
    334. St. Louis MO (USA-Americas)
    335. Appleton WI (USA-Americas)
    336. Bradford (United Kingdom-Europe)
    337. Gainesville FL (USA-Americas)
    338. Chattanooga TN (USA-Americas)
    339. Detroit MI (USA-Americas)
    340. Kansas City MO (USA-Americas)
    341. South Tarawa (Kiribati-Asia-Pacific)
    342. Ljubljana (Slovenia-Europe)
    343. Tucson AZ (USA-Americas)
    344. Thessaloniki (Greece-Europe)
    345. Birmingham AL (USA-Americas)
    346. Valencia (Spain-Europe)
    347. Belmopan (Belize-Americas)
    348. Guangzhou (China-Asia-Pacific)
    349. Zanzibar (Tanzania-Africa)
    350. Jeddah (Saudi Arabia-Middle East)
    351. Houston TX (USA-Americas)
    352. Klang (Malaysia-Asia-Pacific)
    353. Nashville-Franklin TN (USA-Americas)
    354. Brazoria County TX (USA-Americas)
    355. Rockford IL (USA-Americas)
    356. Des Moines IA (USA-Americas)
    357. Quito (Ecuador-Americas)
    358. Antananarivo (Madagascar-Africa)
    359. Oklahoma City OK (USA-Americas)
    360. Fayetteville AR (USA-Americas)
    361. Zagreb (Croatia-Europe)
    362. Mobile AL (USA-Americas)
    363. Huntsville AL (USA-Americas)
    364. Durban (South Africa-Africa)
    365. Lincoln NE (USA-Americas)
    366. Cedar Rapids IA (USA-Americas)
    367. Hanoi (Vietnam-Asia-Pacific)
    368. Tashkent (Uzbekistan-Asia-Pacific)
    369. Omaha NE (USA-Americas)
    370. Plymouth (United Kingdom-Europe)
    371. Wichita KS (USA-Americas)
    372. Dammam (Saudi Arabia-Middle East)
    373. Bratislava (Slovakia-Europe)
    374. Nicosia (Cyprus-Europe)
    375. Kaliningrad (Russia-Europe)
    376. Tulsa OK (USA-Americas)
    377. Vilnius (Lithuania-Europe)
    378. Preston (United Kingdom-Europe)
    379. Jakarta (Indonesia-Asia-Pacific)
    380. Indianapolis IN (USA-Americas)
    381. Murfreesboro-Smyrna TN (USA-Americas)
    382. Port Louis (Mauritius-Africa)
    383. Wolverhampton (United Kingdom-Europe)
    384. Louisville KY (USA-Americas)
    385. Roanoke VA (USA-Americas)
    386. Boise ID (USA-Americas)
    387. Memphis TN (USA-Americas)
    388. Little Rock-North Little Rock AR (USA-Americas)
    389. Mumbai (India-Asia-Pacific)
    390. Ho Chi Minh City (Vietnam-Asia-Pacific)
    391. Youngstown-Warren OH (USA-Americas)
    392. Evansville IN (USA-Americas)
    393. Riga (Latvia-Europe)
    394. Tegucigalpa (Honduras-Americas)
    395. Lome (Togo-Africa)
    396. Port Elizabeth (South Africa-Africa)
    397. Augusta GA (USA-Americas)
    398. Asuncion (Paraguay-Americas)
    399. Lexington KY (USA-Americas)
    400. Tianjin (China-Asia-Pacific)

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