International Cost of Living Calculators

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Detailed international cost of living and salary comparison.

Cost of Living Comparison: Determines allowance based on cost of living difference.

International Cost of Living Index: COLI's for multiple locations using home base.

International Assignment: Global Mobility using build-up approach.

Hypothetical Tax: Effective tax rate for any country in the world.

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Mobility Calculators

Do you need a Cost of Living Comparison Calculator?

The global cost of living calculators have been created to compare the cost of living in every country and major city in the world, to help you manage short and long term assignments (page down for a description of each cost of living calculator):

Cost of Living Allowance
Cost of Living Index
International Assignment Management
Salary Purchasing Power Parity
Hypothetical Tax Calculator
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Articles & Rankings

Cost of Living Articles and Rankings

-International City Cost of Living Rankings

-Regional Cost of Living Rankings (Africa;
America; Asia Pacific; Europe; Middle East)

-Latest Inflation Rates around the world

-Latest Personal Income Tax Rates

-Cost of Living Rankings by Basket

-Articles related to cost of living
and expatriate life

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Cost of Living Reviews

Cost of Living Reviews by City and Country for 780 International Locations

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International City Cost of Living for Expatriate Professional Migrants

The top 10 most expensive cities in the world as at January 2019 are as follows:

  • Singapore is the most expensive city in the world for an expatriate professional migrant to live in as at January 2019, followed by Hong Kong and Luanda. The top ten most expensive cities in the world comprise three from Asia-Pacific, Singapore (1); Hong Kong (2); Tokyo (8), one from Africa, Luanda (3), four from Europe, Oslo (4); Zurich (5); Geneva (6); Monaco (10), and two from America, Hamilton (6); Manhattan (9).

  • An Expatriate is defined as “a person who lives outside their native country” [Oxford Dictionary]. The word comes from the Latin terms ex ("out of") and patria ("country, fatherland"). A more modern description of an expatriate is perhaps a “professional migrant”, someone who voluntarily lives outside their country in order to take up a job opportunity and a better or at the very least a similar, quality of life. An expatriate professional migrant is different to an immigrant in that they intend returning to their home country and do not therefore consider themselves to be local in their host country.

  • This quarterly survey by Xpatulator.com of cost of living world-wide is based on expatriate professional migrant spending as opposed to local people’s spending. The difference between these two groups is that an expatriate professional migrant tends to pay a premium for “international” brands ideally from their home country, and they tend to make use of premium service providers such as up-market medical practices, international schools, and most prefer to live in exclusive, secure accommodation in order to maintain the quality of life to which they are accustomed back home. The survey covers over 200 items grouped into 13 cost of living baskets.The cost of living information is used by Xpatulator.com subscribers to calculate cost of living differences between global home and host locations for expatriate professional migrants. Cost of living differences are key to calculating expatriate pay for international assignments.

    Singapore is the most expensive city in the world for Expatriate’s to live. Singapore's education system, which is widely regarded as the best in the world, is also the most expensive for expatriates when priced in US Dollars, the cost of housing is also extremely high due to the limited space and premium on high quality expatriate accommodation, while the complex Certificate of Entitlement system makes car prices excessive, resulting in Singapore’s transport costs being amongst the highest in the world.

    Hong Kong is the second most expensive city due to the very high cost of housing and healthcare, as well as the strong Hong Kong dollar which is fixed against the US Dollar. An interesting observation is the fact that if 4 of the 13 baskets are excluded from the cost of living index calculation (namely Housing, Education, Medical and Transport) then Hong Kong drops out of the top 10 most expensive cities in the world. This illustrates that not everything in Hong Kong is expensive. It is therefore very important it is to ensure that the correct baskets are included in a cost of living index calculation. In running Xpatulator.com reports users will see that any of the 13 baskets can be included or excluded as needed. If for example an expatriate professional migrant is provided with housing, education (schooling for children) and medical insurance by their employer, then these baskets should be excluded from the cost of living calculation. Only those baskets that the employee will spend their salary on should be included in a cost of living index for an international assignment.

    Luanda in Angola is the third most expensive city in the world for expatriate professional migrants to live. Everything in Luanda is expensive as almost all international standard goods and services are imported. Despite the lower oil price, the slow-down in oil related projects, and dramatic reduction in revenue to Angola in 2016, prices in Luanda remain extremely high.

    Xpatulator.com has been created to calculate expatriate pay using online calculators and an extensive database of cost of living and hardship indexes, for 780 international locations. The database is updated quarterly. Subscribers use this information to ensure expatriate salary spending power is maintained when on an international assignment. Salary spending power is affected by cost of living, hardship and exchange rate differences between the home and host location.

    Top 400 City Rankings as at 1 January 2019 - Overall cost of living Index - All 13 Baskets:

    1. Singapore (Singapore-Asia-Pacific)
    2. Hong Kong (China-Asia-Pacific)
    3. Luanda (Angola-Africa)
    4. Oslo (Norway-Europe)
    5. Zurich (Switzerland-Europe)
    6. Hamilton (Bermuda-Americas)
    7. Geneva (Switzerland-Europe)
    8. Tokyo (Japan-Asia-Pacific)
    9. New York (Manhattan) NY (USA-Americas)
    10. Monaco (Monaco-Europe)
    11. Freetown (Sierra Leone-Africa)
    12. San Jose CA (USA-Americas)
    13. Bangui (Central African Republic-Africa)
    14. Yokohama (Japan-Asia-Pacific)
    15. George Town (Cayman Islands-Americas)
    16. Copenhagen (Denmark-Europe)
    17. Shanghai (China-Asia-Pacific)
    18. Nassau (the Bahamas-Americas)
    19. San Francisco CA (USA-Americas)
    20. Sydney (Australia-Asia-Pacific)
    21. Honolulu, HI (USA-Americas)
    22. Osaka (Japan-Asia-Pacific)
    23. Nagoya (Japan-Asia-Pacific)
    24. Kobe (Japan-Asia-Pacific)
    25. Macao (China-Asia-Pacific)
    26. Libreville (Gabon-Africa)
    27. Kyoto (Japan-Asia-Pacific)
    28. London (United Kingdom-Europe)
    29. New York NY (USA-Americas)
    30. Asmara (Eritrea-Africa)
    31. New York (Brooklyn) NY (USA-Americas)
    32. Maputo (Mozambique-Africa)
    33. Kingstown (Saint Vincent and the Grenadines-Americas)
    34. Accra (Ghana-Africa)
    35. Paris (France-Europe)
    36. Basseterre (Saint Kitts and Nevis-Americas)
    37. New York (Queens) NY (USA-Americas)
    38. Canberra (Australia-Asia-Pacific)
    39. Saint John's (Antigua and Barbuda-Americas)
    40. Riverside City CA (USA-Americas)
    41. Bridgetown (Barbados-Americas)
    42. Brazzaville (Congo-Africa)
    43. Saint George's (Grenada-Americas)
    44. Toronto (Canada-Americas)
    45. Melbourne (Australia-Asia-Pacific)
    46. Noumea (New Caledonia-Asia-Pacific)
    47. Vaduz (Liechtenstein-Europe)
    48. Seoul (Republic of Korea-Asia-Pacific)
    49. Kinshasa (Democratic Republic of the Congo-Africa)
    50. Mogadishu (Somalia-Africa)
    51. Perth (Australia-Asia-Pacific)
    52. Hagatna (Guam-Asia-Pacific)
    53. Jerusalem (Israel-Middle East)
    54. Sao Tome (Sao Tome and Principe-Americas)
    55. Saint Helier (Jersey-Europe)
    56. Helsinki (Finland-Europe)
    57. Vancouver (Canada-Americas)
    58. Pyongyang (Democratic Republic of Korea-Asia-Pacific)
    59. Brisbane (Australia-Asia-Pacific)
    60. Stockholm (Sweden-Europe)
    61. Fort-de-France (Martinique-Americas)
    62. Moscow (Russia-Europe)
    63. Auckland (New Zealand-Asia-Pacific)
    64. Daegu (Republic of Korea-Asia-Pacific)
    65. Abu Dhabi (United Arab Emirates-Middle East)
    66. Wellington (New Zealand-Asia-Pacific)
    67. N'Djamena (Chad-Africa)
    68. Incheon (Republic of Korea-Asia-Pacific)
    69. Lagos (Nigeria-Africa)
    70. Orange County CA (USA-Americas)
    71. Nassau County NY (USA-Americas)
    72. Vienna (Austria-Europe)
    73. Luxembourg (Luxembourg-Europe)
    74. Dubai (United Arab Emirates-Middle East)
    75. Adelaide (Australia-Asia-Pacific)
    76. Beijing (China-Asia-Pacific)
    77. Monrovia (Liberia-Africa)
    78. Busan (Republic of Korea-Asia-Pacific)
    79. Doha (Qatar-Middle East)
    80. Reykjavik (Iceland-Europe)
    81. Nuuk (Greenland-Europe)
    82. Djibouti (Djibouti-Africa)
    83. Taipei (Taiwan-Asia-Pacific)
    84. Papeete (French Polynesia-Asia-Pacific)
    85. Munich (Germany-Europe)
    86. Calgary (Canada-Americas)
    87. Oakland CA (USA-Americas)
    88. Roseau (Dominica-Americas)
    89. Amsterdam (Netherlands-Europe)
    90. Washington-Arlington-Alexandria DC-VA (USA-Americas)
    91. Port Moresby (Papua New Guinea-Asia-Pacific)
    92. Port-of-Spain (Trinidad and Tobago-Americas)
    93. Rome (Italy-Europe)
    94. Dublin (Ireland-Europe)
    95. Kingston (Jamaica-Americas)
    96. Ashgabat (Turkmenistan-Asia-Pacific)
    97. Brussels (Belgium-Europe)
    98. Honiara (Solomon Islands-Asia-Pacific)
    99. San Diego CA (USA-Americas)
    100. Kano (Nigeria-Africa)
    101. Los Angeles-Long Beach CA (USA-Americas)
    102. Ibadan (Nigeria-Africa)
    103. Frankfurt (Germany-Europe)
    104. Edmonton (Canada-Americas)
    105. Male (Maldives-Asia-Pacific)
    106. Kawasaki (Japan-Asia-Pacific)
    107. Beirut (Lebanon-Middle East)
    108. Christchurch (New Zealand-Asia-Pacific)
    109. Moroni (Comoros-Africa)
    110. Port-au-Prince (Haiti-Americas)
    111. Conakry (Guinea-Africa)
    112. Basse-Terre (Guadeloupe-Americas)
    113. Gibraltar (Gibraltar-Europe)
    114. Toluca (Mexico-Americas)
    115. Montreal (Canada-Americas)
    116. Zanzibar (Tanzania-Africa)
    117. Seattle WA (USA-Americas)
    118. West Bank (Palestinian Territories-Middle East)
    119. Damascus (Syria-Middle East)
    120. Niamey (Niger-Africa)
    121. Hamburg (Germany-Europe)
    122. Addis Ababa (Ethiopia-Africa)
    123. Stuttgart (Germany-Europe)
    124. Fukuoka (Japan-Asia-Pacific)
    125. Anchorage AK (USA-Americas)
    126. Dili (Timor-Leste-Asia-Pacific)
    127. Nice (France-Europe)
    128. Douglas (Isle of Man-Europe)
    129. Lilongwe (Malawi-Africa)
    130. Abuja (Nigeria-Africa)
    131. Jamestown (Saint Helena-Africa)
    132. Philadelphia PA (USA-Americas)
    133. Funafuti (Tuvalu-Asia-Pacific)
    134. Harare (Zimbabwe-Africa)
    135. Boston MA (USA-Americas)
    136. Castries (Saint Lucia-Americas)
    137. Palikir (Micronesia-Asia-Pacific)
    138. Amman (Jordan-Middle East)
    139. Melekeok (Palau-Asia-Pacific)
    140. San Juan (Puerto Rico-Americas)
    141. Montevideo (Uruguay-Americas)
    142. Bristol (United Kingdom-Europe)
    143. Cologne (Germany-Europe)
    144. Hartford CT (USA-Americas)
    145. Lusaka (Zambia-Africa)
    146. Sao Paulo (Brazil-Americas)
    147. Belmopan (Belize-Americas)
    148. Monterrey (Mexico-Americas)
    149. Manchester (United Kingdom-Europe)
    150. Sapporo (Japan-Asia-Pacific)
    151. San Marino (San Marino-Europe)
    152. Glasgow (United Kingdom-Europe)
    153. Minsk (Belarus-Europe)
    154. Rio de Janeiro (Brazil-Americas)
    155. Marseille (France-Europe)
    156. Bergen-Passaic NJ (USA-Americas)
    157. Bonn (Germany-Europe)
    158. Rotterdam (Netherlands-Europe)
    159. New Haven CT (USA-Americas)
    160. Berlin (Germany-Europe)
    161. Ouagadougou (Burkina Faso-Africa)
    162. Dar es Salaam (Tanzania-Africa)
    163. Cayenne (French Guiana-Americas)
    164. Ottawa (Canada-Americas)
    165. Vladivostok (Russia-Europe)
    166. Saipan (Northern Mariana Islands-Asia-Pacific)
    167. Suva (Fiji-Asia-Pacific)
    168. Vientiane (Laos-Asia-Pacific)
    169. Aberdeen (United Kingdom-Europe)
    170. Toulouse (France-Europe)
    171. Apia (Samoa-Asia-Pacific)
    172. Burlington-Chittenden Co, VT (USA-Americas)
    173. Dutchess County NY (USA-Americas)
    174. Edinburgh (United Kingdom-Europe)
    175. Majuro (Marshall Islands-Asia-Pacific)
    176. Luton (United Kingdom-Europe)
    177. Dakar (Senegal-Africa)
    178. Milan (Italy-Europe)
    179. Muscat (Oman-Middle East)
    180. Velletta (Malta-Europe)
    181. Port Vila (Vanuatu-Asia-Pacific)
    182. Genoa (Italy-Europe)
    183. Lyon (France-Europe)
    184. Malabo (Equatorial Guinea-Africa)
    185. Yaren (Nauru-Asia-Pacific)
    186. Middlesex-Monmouth NJ (USA-Americas)
    187. Panama City (Panama-Americas)
    188. Santo Domingo (Dominican Republic-Americas)
    189. Manchester NH (USA-Americas)
    190. Brasilia (Brazil-Americas)
    191. Bordeaux (France-Europe)
    192. Guildford (United Kingdom-Europe)
    193. Stoke-on-Trent (United Kingdom-Europe)
    194. Southampton (United Kingdom-Europe)
    195. Lisbon (Portugal-Europe)
    196. Tripoli (Libya-Africa)
    197. St Peter Port (Guernsey-Europe)
    198. Mexico City (Mexico-Americas)
    199. Milton Keynes (United Kingdom-Europe)
    200. Sheffield (United Kingdom-Europe)
    201. Shenzhen (China-Asia-Pacific)
    202. Chicago IL (USA-Americas)
    203. Stanley (Falkland Islands-Americas)
    204. Wuhan (China-Asia-Pacific)
    205. Reading (United Kingdom-Europe)
    206. Nantes (France-Europe)
    207. Khartoum (Sudan-Africa)
    208. Coventary (United Kingdom-Europe)
    209. Nairobi (Kenya-Africa)
    210. Liverpool (United Kingdom-Europe)
    211. Yangon (Myanmar-Asia-Pacific)
    212. Paramaribo (Suriname-Americas)
    213. Northampton (United Kingdom-Europe)
    214. Kuwait City (Kuwait-Middle East)
    215. Portland ME (USA-Americas)
    216. Madrid (Spain-Europe)
    217. Portsmouth (United Kingdom-Europe)
    218. Bandar Seri Begawan (Brunei-Asia-Pacific)
    219. Sacramento CA (USA-Americas)
    220. Santiago (Chile-Americas)
    221. Derby (United Kingdom-Europe)
    222. Avarua (Cook Islands-Asia-Pacific)
    223. Newcastle upon Tyne (United Kingdom-Europe)
    224. Tijuana (Mexico-Americas)
    225. Fort Lauderdale FL (USA-Americas)
    226. Turin (Italy-Europe)
    227. Manama (Bahrain-Middle East)
    228. Douala (Cameroon-Africa)
    229. Naples (Italy-Europe)
    230. Preston (United Kingdom-Europe)
    231. Bradford (United Kingdom-Europe)
    232. San Jose (Costa Rica-Americas)
    233. Leon (Mexico-Americas)
    234. Barcelona (Spain-Europe)
    235. Portland OR (USA-Americas)
    236. Miami-Dade County FL (USA-Americas)
    237. Victoria (Seychelles-Africa)
    238. Kingston upon Hull (United Kingdom-Europe)
    239. Baltimore MD (USA-Americas)
    240. Leeds (United Kingdom-Europe)
    241. Bakersfield CA (USA-Americas)
    242. Riyadh (Saudi Arabia-Middle East)
    243. Johannesburg (South Africa-Africa)
    244. Prague (Czech Republic-Europe)
    245. St. Petersburg (Russia-Europe)
    246. Las Vegas NV (USA-Americas)
    247. Lima (Peru-Americas)
    248. Nicosia (Cyprus-Europe)
    249. Cape Town (South Africa-Africa)
    250. Tallinn (Estonia-Europe)
    251. Kuala Lumpur (Malaysia-Asia-Pacific)
    252. Guatemala City (Guatemala-Americas)
    253. Birmingham (United Kingdom-Europe)
    254. Cotonou (Benin-Africa)
    255. Wolverhampton (United Kingdom-Europe)
    256. Eugene OR (USA-Americas)
    257. Dammam (Saudi Arabia-Middle East)
    258. Pretoria (South Africa-Africa)
    259. Fresno CA (USA-Americas)
    260. Manila (Philippines-Asia-Pacific)
    261. Plymouth (United Kingdom-Europe)
    262. Johor Bahru (Malaysia-Asia-Pacific)
    263. Medinah (Saudi Arabia-Middle East)
    264. Guadalajara (Mexico-Americas)
    265. Belfast (United Kingdom-Europe)
    266. Cardiff (United Kingdom-Europe)
    267. Palermo (Italy-Europe)
    268. Bissau (Guinea-Bissau-Africa)
    269. Nottingham (United Kingdom-Europe)
    270. Lancaster PA (USA-Americas)
    271. Leicester (United Kingdom-Europe)
    272. Bangkok (Thailand-Asia-Pacific)
    273. Benghazi (Libya-Africa)
    274. Bloemfontein (South Africa-Africa)
    275. Albany NY (USA-Americas)
    276. Minneapolis MN (USA-Americas)
    277. Dhaka (Bangladesh-Asia-Pacific)
    278. Zagreb (Croatia-Europe)
    279. Denver CO (USA-Americas)
    280. Valencia (Spain-Europe)
    281. St. Paul MN (USA-Americas)
    282. Cleveland OH (USA-Americas)
    283. Isle of Wight (United Kingdom-Europe)
    284. Antananarivo (Madagascar-Africa)
    285. Bogota (Colombia-Americas)
    286. Lille (France-Europe)
    287. Akron OH (USA-Americas)
    288. Kampala (Uganda-Africa)
    289. Novosibirsk (Russia-Europe)
    290. Reno-Sparks NV (USA-Americas)
    291. Sarasota FL (USA-Americas)
    292. Ljubljana (Slovenia-Europe)
    293. Milwaukee-Waukesha WI (USA-Americas)
    294. Almaty (Kazakhstan-Asia-Pacific)
    295. Binghamton NY (USA-Americas)
    296. Columbia SC (USA-Americas)
    297. Charleston WV (USA-Americas)
    298. Cape Coral-Fort Myers FL (USA-Americas)
    299. York County PA (USA-Americas)
    300. Subang Jaya (Malaysia-Asia-Pacific)
    301. Puebla (Mexico-Americas)
    302. Phnom Penh (Cambodia-Asia-Pacific)
    303. Plano TX (USA-Americas)
    304. Wilmington NC (USA-Americas)
    305. Atlanta GA (USA-Americas)
    306. Nizhny Novgorod (Russia-Europe)
    307. Andorra la Vella (Andorra-Europe)
    308. Kiev (Ukraine-Europe)
    309. Abidjan (Cote D'Ivoire-Africa)
    310. Charleston SC (USA-Americas)
    311. Jeddah (Saudi Arabia-Middle East)
    312. Durban (South Africa-Africa)
    313. Ulaanbaatar (Mongolia-Asia-Pacific)
    314. Dalian (China-Asia-Pacific)
    315. Bradenton FL (USA-Americas)
    316. Mecca (Saudi Arabia-Middle East)
    317. Nouakchott (Mauritania-Africa)
    318. Baghdad (Iraq-Middle East)
    319. Colorado CO (USA-Americas)
    320. Tianjin (China-Asia-Pacific)
    321. Orlando FL (USA-Americas)
    322. Bratislava (Slovakia-Europe)
    323. Klang (Malaysia-Asia-Pacific)
    324. Lome (Togo-Africa)
    325. Hanoi (Vietnam-Asia-Pacific)
    326. Fayetteville NC (USA-Americas)
    327. Davenport-Moline-Rock Is IA (USA-Americas)
    328. Guangzhou (China-Asia-Pacific)
    329. Rochester NY (USA-Americas)
    330. Gainesville FL (USA-Americas)
    331. Buenos Aires (Argentina-Americas)
    332. Jacksonville FL (USA-Americas)
    333. Myrtle Beach SC (USA-Americas)
    334. Asheville NC (USA-Americas)
    335. Thessaloniki (Greece-Europe)
    336. Asuncion (Paraguay-Americas)
    337. Jakarta (Indonesia-Asia-Pacific)
    338. Arlington TX (USA-Americas)
    339. Fort Worth TX (USA-Americas)
    340. St. Louis MO (USA-Americas)
    341. Salvador (Brazil-Americas)
    342. Charlotte NC (USA-Americas)
    343. Salt Lake City UT (USA-Americas)
    344. Mombasa (Kenya-Africa)
    345. Kennewick-Richland-Pasco WA (USA-Americas)
    346. La Paz (Bolivia-Americas)
    347. Athens (Greece-Europe)
    348. Vilnius (Lithuania-Europe)
    349. Pittsburgh PA (USA-Americas)
    350. Havana (Cuba-Americas)
    351. Hampton Roads-SE Virginia VA (USA-Americas)
    352. Martinsburg-Berkeley County WV (USA-Americas)
    353. Phoenix AZ (USA-Americas)
    354. Dallas TX (USA-Americas)
    355. Spokane WA (USA-Americas)
    356. Port Elizabeth (South Africa-Africa)
    357. Ho Chi Minh City (Vietnam-Asia-Pacific)
    358. Colombo (Sri Lanka-Asia-Pacific)
    359. Cincinnati OH (USA-Americas)
    360. Green Bay WI (USA-Americas)
    361. Columbus OH (USA-Americas)
    362. Bishkek (Kyrgyzstan-Asia-Pacific)
    363. Appleton WI (USA-Americas)
    364. Detroit MI (USA-Americas)
    365. Erie PA (USA-Americas)
    366. Baku (Azerbaijan-Europe)
    367. Winston-Salem NC (USA-Americas)
    368. Richmond VA (USA-Americas)
    369. Buffalo NY (USA-Americas)
    370. Samara (Russia-Europe)
    371. Yaounde (Cameroon-Africa)
    372. Little Rock-North Little Rock AR (USA-Americas)
    373. Cedar Rapids IA (USA-Americas)
    374. Midland TX (USA-Americas)
    375. Rockford IL (USA-Americas)
    376. El Paso TX (USA-Americas)
    377. Chisinau (Moldova-Europe)
    378. Tucson AZ (USA-Americas)
    379. Riga (Latvia-Europe)
    380. South Tarawa (Kiribati-Asia-Pacific)
    381. Colorado Springs CO (USA-Americas)
    382. Wichita KS (USA-Americas)
    383. Yerevan (Armenia-Europe)
    384. Dayton OH (USA-Americas)
    385. Greenville SC (USA-Americas)
    386. Mobile AL (USA-Americas)
    387. Savannah GA (USA-Americas)
    388. Houston TX (USA-Americas)
    389. Fez (Morocco-Africa)
    390. Austin TX (USA-Americas)
    391. Bujumbura (Burundi-Africa)
    392. Kansas City MO (USA-Americas)
    393. Montgomery AL (USA-Americas)
    394. Evansville IN (USA-Americas)
    395. Tampa FL (USA-Americas)
    396. Youngstown-Warren OH (USA-Americas)
    397. Oklahoma City OK (USA-Americas)
    398. Georgetown (Guyana-Americas)
    399. Chattanooga TN (USA-Americas)
    400. Raleigh NC (USA-Americas)

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