New Zealand is in Oceania, and comprises islands in the South Pacific Ocean, southeast of Australia. The climate is temperate with sharp regional contrasts. The official languages are English and Maori. Maori is only used in New Zealand and despite its official status, its speakers (estimated to be around 130,000 in total) struggle against it being lost. The main religion is Christianity. The Economy of New Zealand is a market economy which is greatly dependent on international trade, mainly with Australia, the European Union, the United States, China and Japan. It has only small manufacturing and high-tech sectors, being strongly focused on tourism and primary industries like agriculture (though both sectors are highly profitable). New Zealanders are usually quick to use first names. Expatriate business dress is typically a suit and tie for men, while women are expected to either wear a dress or a suit. The security risk for expatriates in New Zealand is low. Risks include street crime and theft. The currency of New Zealand is the New Zealand Dollar (NZD). Banking is on a par with that of Western Europe and North America. Medical facilities are good, however the cost of treatment for expatriates can be high. The population of New Zealand is 4.9 Million (2019 est.), while the inflation rate (CPI) is 1.5% for New Zealand as at September 2019. Xpatulator Hypothetical Tax for New Zealand is based on the current personal income tax rates which are progressive up to 33%.
Cost Of Living
The cost of living for expatriates / professional migrants in We have collected prices for the same items, world wide, based on Expat spending norms, in or closest to the location, and converted them to $USD so that we can compare the cost of 13 different baskets in 780 global locations. For each basket, compared to New York, the equivalent cost in New Zealand is as follows: New Zealand as at 1 November 2019 is high in comparison to other places in the world. 1) Alcohol and/or Tobacco: for items such as beer, spirits, wine and tobacco related products such as cigarettes. A basket costing USD$1000 in New York costs USD$1230. Average price in a store for a midrange bottle of wine is USD$9.51, domestic/local beer (500ml) USD$2.88, imported/international beer (330ml) USD$3.12 and a pack of 20 cigarettes is USD$18.38. 2) Clothing: for items such as business, casual and children's clothing and footwear. A basket costing USD$1000 in New York costs USD$950. Average price for an international brand of mens jeans is USD$68, a quality international brand of running shoes USD$87, mens leather shoes suitable for office wear USD$102 while a medium size international summer dress from a global chain store is USD$34. 3) Communication: for various communication costs such as home telephone rental, internet subscription, mobile service provider tariff and data costs. A basket costing USD$200 in New York costs USD$320. Average price for a monthly standard plan internet subscription is USD$53, while the benchmark mobile tariff is USD$0.29 per minute. 4) Education: for items such as creche / pre-school fees, primary school fees, high school fees and tertiary study fees. A basket costing USD$30000 in New York costs USD$18900. Average annual private international school fee (excluding extras) USD$12,207 for Primary School, and USD$13,584 for High School. 5) Furniture & Appliances: for items such as dining table and chairs, home entertainment, kitchen appliances, and sofas. A basket costing USD$2500 in New York costs USD$2275. Average price for a 6kg front loader Washing Machine is USD$728, and USD$625 for a 46+'' LED UHD TV. 6) Groceries: for items such as consumables, cleaning products, dairy, fresh fruit & vegetables, general food products, snacks, soft drinks. A basket costing USD$1000 in New York costs USD$740. Average grocery prices in a major international retail store for 1 kg apples is USD$2.26, 1 kg oranges USD$2.35, 1 head lettuce USD$1.74, 1 kg potatos USD$1.94, 1 kg boneless, skinless, chicken breast USD$7.85, 1 kg cheddar cheese USD$6.23, 1 dozen large eggs USD$3.12, 500g loaf white bread USD$1.45, 1 L full cream milk USD$1.71, and 1.5 L water USD$1.19. 7) Healthcare: for general heath care, doctor visits, hospital stays, non-prescription medicine, and medical insurance. A basket costing USD$1000 in New York costs USD$830. Average healthcare cost for a private practice Doctor visit for an uninsured patient is USD$67, and a private hospital stay per day including nursing care, medications, diagnostic tests, food, and related costs is USD$2,069. 8) Household Accommodation: for items such as apartment rent, house rent, property purchase, mortgage rate, and utilities. A basket costing USD$5000 in New York costs USD$2850. Average expatriate house / apartment rent for a secure upmarket unfurnished apartment (3 bedrooms) is USD$2,678 in a central location, and USD$1,756 in a suburban location, per month, excluding utilities. 9) Miscellaneous: for items such as dry cleaning, linen, magazines, newspapers, office supplies, and postage stamps. A basket costing USD$500 in New York costs USD$535. Average price for dry cleaning (1 mens 2 pc suit) is USD$10.46, while an international newspaper is USD$3.22. 10) Personal Care: for items such as cosmetics, hair care, and toiletries. A basket costing USD$500 in New York costs USD$450. Average cost for a mens haircut and blow dry is USD$36, while a womens hair colour, cut and blow dry - medium length is USD$181. 11) Recreation & Culture: for items such as books, cinema, sport and theatre tickets. A basket costing USD$500 in New York costs USD$400. Average price for a latest release international cinema ticket (average of on and off peak where applicable) for one adult is USD$10.14, and an international fitness, recreation or sports club membership cost for one adult is USD$37 per month. 12) Restaurants Meals Out and Hotels: for items such as hotel daily room rates, meals and beverages in a restaurant, and take away food and beverages. A basket costing USD$1000 in New York costs USD$800. Average cappuccino price (regular, medium) is USD$2.87, coke/pepsi (330ml) USD$2.03, burger meal (international franchise or similar) USD$7.22, and a mid-range international restaurant meal for 2 USD$56.40. 13) Transport: for items such as fuel (petrol/gasoline), car hire, public transport, vehicle purchase and maintenance. A basket costing USD$1000 in New York costs USD$1020. Average average price over the last year for highest available octane petrol / gasoline (1L) is USD$1.38, while the benchmark car sedan purchase price including taxes/duties for a compact / small / economy vehicle (1.4 L) is USD$22,175. New Zealand is -0.3% cheaper than USA for groceries, 7.3% more expensive for household costs than UK, and 158.8% more expensive for transport costs than India. The hardship premium for New Zealand for an expat from Australia, is for example 0%, i.e. host location (New Zealand) premium of 10% minus home (Australia) location premium of 10%. New Zealand is ranked as a minimal hardship location. Want to know more about cost of living, hardship (quality of living) or expat salary in New Zealand? Register subscribe to your home location and New Zealand and run your personalised reports.