International Cost of Living Calculator

We provide international cost of living and hardship data so that you can create reports online (24X7) using any of the calculators:

Expat Salary: Salary purchasing power parity calculator, for simple cost of living comparison and international salary calculation (e.g. to compare a salary offer).

Cost of Living Comparison: Cost of living allowance calculator, compares cost of living and hardship and calculates a cost of living allowance based on the difference.

International Cost of Living Index: Cost of living index calculator, compares multiple locations to a home base (e.g. international offices compared to HQ).

International Assignment: International assignment management calculator, for global mobility managers who use the build-up approach for detailed international assignment salary and allowance calculations.

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Mobility Calculators

Do you need a Cost of Living Comparison Calculator?

The global cost of living calculators have been created to compare the cost of living in every country and major city in the world, to help you manage short and long term assignments (page down for a description of each cost of living calculator):

Cost of Living Allowance
Cost of Living Index
International Assignment Management
Salary Purchasing Power Parity
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Location Rankings

Cost of Living Comparison by City and Country

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Location Reviews

Cost of Living Review by City and Country


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Northern Mariana Islands, Saipan

Northern Mariana Islands, SaipanSaipan is the largest island of the Northern Mariana Islands. The Commonwealth's centre of government is located in the village of Capital Hill on the island. Saipan is often referred to as the capital of the Northern Mariana Islands. Tourism has long been a vital source of the island's revenue. In years past, the main economic driving force in Saipan was garment manufacturing, however there are no garment manufacturers left on the island.

The Northern Mariana Islands are in Oceania. They consist of islands in the North Pacific Ocean, about three-quarters of the way from Hawaii to the Philippines. Tropical marine; moderated by northeast trade winds, little seasonal temperature variation; dry season December to June, rainy season July to October. Southern islands are limestone with level terraces and fringing coral reefs; northern islands are volcanic.

The official language is English. Carolinian, Chamorro and Japanese are also widely spoken. The main religion is Christianity.

The economy of the Commonwealth of the Northern Mariana Islands benefits from substantial subsidies and development assistance from the United States. The economy also relies on tourism, especially from Japan, and up until recently on the garment manufacturing sector.

The security risk for expatriates in the Northern Mariana Islands is low. Risks include low levels of general and violent crime.

The population in Saipan is 0.048 Mil (2014 est.), while the inflation rate is -0.8% (2014 est.).

Cost Of Living

The cost of living for expatriates in Saipan as at 1 October 2015 is high in comparison to other places in the world.

In Saipan, the cost of each basket, based on local prices, compared to the international average in USD, is categorized follows:
1) Alcohol (where available) & Tobacco: High
2) Clothing: Average
3) Communication: High
4) Education: Low
5) Furniture & Appliances: High
6) Groceries: High
7) Healthcare: Low
8) Household Accommodation: Very High
9) Miscellaneous: Average
10) Personal Care: Average
11) Recreation & Culture: High
12) Restaurants Meals Out and Hotels: Average
13) Transport: Average

Saipan is for example 11.8% more expensive than Montevideo for groceries, 23.7% more expensive for household costs than Durban, and 2.5% more expensive for transport costs than Athens.

Saipan is ranked as a extreme hardship location.

Hardship (also know as quality of living) refers to the degree of hardship an expatriate and their family are likely to experience in the host location. Hardship pay is compensation to encourage people to move, in particular to less desirable locations. In determining the amount of hardship premium payable, factors such as economic, political, religious, infrastructure, environment/climate, personal safety, health, education, and transportation factors are considered.

The hardship premium for Saipan for an expat from Zurich is for example 30%, i.e. host location (Saipan) premium of 40% minus home (Zurich) location premium of 10%.

Xpatulator.com has been created to assist subscribers calculate expatriate pay using the online calculators and extensive database of cost of living and hardship indexes, for 780 international locations.

Want to know more about cost of living, hardship or expat pay in Saipan? Register subscribe to your home location and Saipan and run your personalised reports.